LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,574
−HK$5,116/mo
▼ 0.25% · 3.875%
HK$84,112
−HK$2,578/mo
Today · 4.125%
HK$86,690
baseline
▲ 0.50% · 4.625%
HK$91,965
+HK$5,275/mo
Deposit HK$17.89M · loan HK$17.89M · min. income ≈ HK$173,380/mo (50% DSR)
Upfront cash ≈ HK$19.41M (deposit + AVD stamp duty HK$1,520,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,751
−HK$4,903/mo
▼ 0.25% · 3.875%
HK$93,185
−HK$2,469/mo
Today · 4.125%
HK$95,654
baseline
▲ 0.50% · 4.625%
HK$100,696
+HK$5,042/mo
Deposit HK$17.89M · loan HK$17.89M · min. income ≈ HK$191,308/mo (50% DSR)
Upfront cash ≈ HK$19.41M (deposit + AVD stamp duty HK$1,520,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,889
−HK$6,139/mo
▼ 0.25% · 3.875%
HK$100,934
−HK$3,094/mo
Today · 4.125%
HK$104,028
baseline
▲ 0.50% · 4.625%
HK$110,358
+HK$6,330/mo
Deposit HK$14.31M · loan HK$21.46M · min. income ≈ HK$208,056/mo (50% DSR)
Upfront cash ≈ HK$15.83M (deposit + AVD stamp duty HK$1,520,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,901
−HK$5,883/mo
▼ 0.25% · 3.875%
HK$111,822
−HK$2,962/mo
Today · 4.125%
HK$114,784
baseline
▲ 0.50% · 4.625%
HK$120,835
+HK$6,051/mo
Deposit HK$14.31M · loan HK$21.46M · min. income ≈ HK$229,568/mo (50% DSR)
Upfront cash ≈ HK$15.83M (deposit + AVD stamp duty HK$1,520,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,204
−HK$7,162/mo
▼ 0.25% · 3.875%
HK$117,757
−HK$3,609/mo
Today · 4.125%
HK$121,366
baseline
▲ 0.50% · 4.625%
HK$128,751
+HK$7,385/mo
Deposit HK$10.73M · loan HK$25.04M · min. income ≈ HK$242,732/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$1,520,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,051
−HK$6,864/mo
▼ 0.25% · 3.875%
HK$130,458
−HK$3,457/mo
Today · 4.125%
HK$133,915
baseline
▲ 0.50% · 4.625%
HK$140,974
+HK$7,059/mo
Deposit HK$10.73M · loan HK$25.04M · min. income ≈ HK$267,830/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$1,520,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,834
−HK$9,208/mo
▼ 0.25% · 3.875%
HK$151,401
−HK$4,641/mo
Today · 4.125%
HK$156,042
baseline
▲ 0.50% · 4.625%
HK$165,536
+HK$9,494/mo
Deposit HK$3.58M · loan HK$32.20M · min. income ≈ HK$312,084/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,520,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,351
−HK$8,826/mo
▼ 0.25% · 3.875%
HK$167,732
−HK$4,445/mo
Today · 4.125%
HK$172,177
baseline
▲ 0.50% · 4.625%
HK$181,252
+HK$9,075/mo
Deposit HK$3.58M · loan HK$32.20M · min. income ≈ HK$344,354/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,520,405 · Scale 2, in force from 26 Feb 2026)