LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,576
−HK$5,116/mo
▼ 0.25% · 3.875%
HK$84,114
−HK$2,578/mo
Today · 4.125%
HK$86,692
baseline
▲ 0.50% · 4.625%
HK$91,967
+HK$5,275/mo
Deposit HK$17.89M · loan HK$17.89M · min. income ≈ HK$173,384/mo (50% DSR)
Upfront cash ≈ HK$19.41M (deposit + AVD stamp duty HK$1,520,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,753
−HK$4,903/mo
▼ 0.25% · 3.875%
HK$93,187
−HK$2,469/mo
Today · 4.125%
HK$95,656
baseline
▲ 0.50% · 4.625%
HK$100,698
+HK$5,042/mo
Deposit HK$17.89M · loan HK$17.89M · min. income ≈ HK$191,312/mo (50% DSR)
Upfront cash ≈ HK$19.41M (deposit + AVD stamp duty HK$1,520,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,891
−HK$6,139/mo
▼ 0.25% · 3.875%
HK$100,936
−HK$3,094/mo
Today · 4.125%
HK$104,030
baseline
▲ 0.50% · 4.625%
HK$110,360
+HK$6,330/mo
Deposit HK$14.31M · loan HK$21.47M · min. income ≈ HK$208,060/mo (50% DSR)
Upfront cash ≈ HK$15.83M (deposit + AVD stamp duty HK$1,520,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,903
−HK$5,884/mo
▼ 0.25% · 3.875%
HK$111,824
−HK$2,963/mo
Today · 4.125%
HK$114,787
baseline
▲ 0.50% · 4.625%
HK$120,838
+HK$6,051/mo
Deposit HK$14.31M · loan HK$21.47M · min. income ≈ HK$229,574/mo (50% DSR)
Upfront cash ≈ HK$15.83M (deposit + AVD stamp duty HK$1,520,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,207
−HK$7,161/mo
▼ 0.25% · 3.875%
HK$117,759
−HK$3,609/mo
Today · 4.125%
HK$121,368
baseline
▲ 0.50% · 4.625%
HK$128,753
+HK$7,385/mo
Deposit HK$10.73M · loan HK$25.04M · min. income ≈ HK$242,736/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$1,520,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,054
−HK$6,864/mo
▼ 0.25% · 3.875%
HK$130,461
−HK$3,457/mo
Today · 4.125%
HK$133,918
baseline
▲ 0.50% · 4.625%
HK$140,977
+HK$7,059/mo
Deposit HK$10.73M · loan HK$25.04M · min. income ≈ HK$267,836/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$1,520,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,837
−HK$9,208/mo
▼ 0.25% · 3.875%
HK$151,405
−HK$4,640/mo
Today · 4.125%
HK$156,045
baseline
▲ 0.50% · 4.625%
HK$165,540
+HK$9,495/mo
Deposit HK$3.58M · loan HK$32.20M · min. income ≈ HK$312,090/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,520,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,355
−HK$8,825/mo
▼ 0.25% · 3.875%
HK$167,736
−HK$4,444/mo
Today · 4.125%
HK$172,180
baseline
▲ 0.50% · 4.625%
HK$181,256
+HK$9,076/mo
Deposit HK$3.58M · loan HK$32.20M · min. income ≈ HK$344,360/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,520,439 · Scale 2, in force from 26 Feb 2026)