LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,580
−HK$5,116/mo
▼ 0.25% · 3.875%
HK$84,118
−HK$2,578/mo
Today · 4.125%
HK$86,696
baseline
▲ 0.50% · 4.625%
HK$91,971
+HK$5,275/mo
Deposit HK$17.89M · loan HK$17.89M · min. income ≈ HK$173,392/mo (50% DSR)
Upfront cash ≈ HK$19.41M (deposit + AVD stamp duty HK$1,520,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,757
−HK$4,903/mo
▼ 0.25% · 3.875%
HK$93,191
−HK$2,469/mo
Today · 4.125%
HK$95,660
baseline
▲ 0.50% · 4.625%
HK$100,703
+HK$5,043/mo
Deposit HK$17.89M · loan HK$17.89M · min. income ≈ HK$191,320/mo (50% DSR)
Upfront cash ≈ HK$19.41M (deposit + AVD stamp duty HK$1,520,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,896
−HK$6,139/mo
▼ 0.25% · 3.875%
HK$100,941
−HK$3,094/mo
Today · 4.125%
HK$104,035
baseline
▲ 0.50% · 4.625%
HK$110,365
+HK$6,330/mo
Deposit HK$14.31M · loan HK$21.47M · min. income ≈ HK$208,070/mo (50% DSR)
Upfront cash ≈ HK$15.83M (deposit + AVD stamp duty HK$1,520,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,908
−HK$5,884/mo
▼ 0.25% · 3.875%
HK$111,829
−HK$2,963/mo
Today · 4.125%
HK$114,792
baseline
▲ 0.50% · 4.625%
HK$120,843
+HK$6,051/mo
Deposit HK$14.31M · loan HK$21.47M · min. income ≈ HK$229,584/mo (50% DSR)
Upfront cash ≈ HK$15.83M (deposit + AVD stamp duty HK$1,520,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,212
−HK$7,162/mo
▼ 0.25% · 3.875%
HK$117,765
−HK$3,609/mo
Today · 4.125%
HK$121,374
baseline
▲ 0.50% · 4.625%
HK$128,760
+HK$7,386/mo
Deposit HK$10.73M · loan HK$25.04M · min. income ≈ HK$242,748/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$1,520,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,060
−HK$6,865/mo
▼ 0.25% · 3.875%
HK$130,468
−HK$3,457/mo
Today · 4.125%
HK$133,925
baseline
▲ 0.50% · 4.625%
HK$140,984
+HK$7,059/mo
Deposit HK$10.73M · loan HK$25.04M · min. income ≈ HK$267,850/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$1,520,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,844
−HK$9,209/mo
▼ 0.25% · 3.875%
HK$151,412
−HK$4,641/mo
Today · 4.125%
HK$156,053
baseline
▲ 0.50% · 4.625%
HK$165,548
+HK$9,495/mo
Deposit HK$3.58M · loan HK$32.20M · min. income ≈ HK$312,106/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,520,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,363
−HK$8,826/mo
▼ 0.25% · 3.875%
HK$167,744
−HK$4,445/mo
Today · 4.125%
HK$172,189
baseline
▲ 0.50% · 4.625%
HK$181,265
+HK$9,076/mo
Deposit HK$3.58M · loan HK$32.20M · min. income ≈ HK$344,378/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,520,512 · Scale 2, in force from 26 Feb 2026)