LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,583
−HK$5,116/mo
▼ 0.25% · 3.875%
HK$84,121
−HK$2,578/mo
Today · 4.125%
HK$86,699
baseline
▲ 0.50% · 4.625%
HK$91,974
+HK$5,275/mo
Deposit HK$17.89M · loan HK$17.89M · min. income ≈ HK$173,398/mo (50% DSR)
Upfront cash ≈ HK$19.41M (deposit + AVD stamp duty HK$1,520,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,760
−HK$4,904/mo
▼ 0.25% · 3.875%
HK$93,194
−HK$2,470/mo
Today · 4.125%
HK$95,664
baseline
▲ 0.50% · 4.625%
HK$100,706
+HK$5,042/mo
Deposit HK$17.89M · loan HK$17.89M · min. income ≈ HK$191,328/mo (50% DSR)
Upfront cash ≈ HK$19.41M (deposit + AVD stamp duty HK$1,520,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,900
−HK$6,139/mo
▼ 0.25% · 3.875%
HK$100,945
−HK$3,094/mo
Today · 4.125%
HK$104,039
baseline
▲ 0.50% · 4.625%
HK$110,369
+HK$6,330/mo
Deposit HK$14.31M · loan HK$21.47M · min. income ≈ HK$208,078/mo (50% DSR)
Upfront cash ≈ HK$15.83M (deposit + AVD stamp duty HK$1,520,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,912
−HK$5,885/mo
▼ 0.25% · 3.875%
HK$111,833
−HK$2,964/mo
Today · 4.125%
HK$114,797
baseline
▲ 0.50% · 4.625%
HK$120,848
+HK$6,051/mo
Deposit HK$14.31M · loan HK$21.47M · min. income ≈ HK$229,594/mo (50% DSR)
Upfront cash ≈ HK$15.83M (deposit + AVD stamp duty HK$1,520,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,216
−HK$7,163/mo
▼ 0.25% · 3.875%
HK$117,769
−HK$3,610/mo
Today · 4.125%
HK$121,379
baseline
▲ 0.50% · 4.625%
HK$128,764
+HK$7,385/mo
Deposit HK$10.73M · loan HK$25.04M · min. income ≈ HK$242,758/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$1,520,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,064
−HK$6,865/mo
▼ 0.25% · 3.875%
HK$130,472
−HK$3,457/mo
Today · 4.125%
HK$133,929
baseline
▲ 0.50% · 4.625%
HK$140,989
+HK$7,060/mo
Deposit HK$10.73M · loan HK$25.04M · min. income ≈ HK$267,858/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$1,520,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,849
−HK$9,209/mo
▼ 0.25% · 3.875%
HK$151,417
−HK$4,641/mo
Today · 4.125%
HK$156,058
baseline
▲ 0.50% · 4.625%
HK$165,554
+HK$9,496/mo
Deposit HK$3.58M · loan HK$32.20M · min. income ≈ HK$312,116/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,520,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,368
−HK$8,827/mo
▼ 0.25% · 3.875%
HK$167,750
−HK$4,445/mo
Today · 4.125%
HK$172,195
baseline
▲ 0.50% · 4.625%
HK$181,271
+HK$9,076/mo
Deposit HK$3.58M · loan HK$32.20M · min. income ≈ HK$344,390/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,520,565 · Scale 2, in force from 26 Feb 2026)