LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,585
−HK$5,116/mo
▼ 0.25% · 3.875%
HK$84,123
−HK$2,578/mo
Today · 4.125%
HK$86,701
baseline
▲ 0.50% · 4.625%
HK$91,977
+HK$5,276/mo
Deposit HK$17.89M · loan HK$17.89M · min. income ≈ HK$173,402/mo (50% DSR)
Upfront cash ≈ HK$19.41M (deposit + AVD stamp duty HK$1,520,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,763
−HK$4,903/mo
▼ 0.25% · 3.875%
HK$93,197
−HK$2,469/mo
Today · 4.125%
HK$95,666
baseline
▲ 0.50% · 4.625%
HK$100,709
+HK$5,043/mo
Deposit HK$17.89M · loan HK$17.89M · min. income ≈ HK$191,332/mo (50% DSR)
Upfront cash ≈ HK$19.41M (deposit + AVD stamp duty HK$1,520,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,902
−HK$6,140/mo
▼ 0.25% · 3.875%
HK$100,948
−HK$3,094/mo
Today · 4.125%
HK$104,042
baseline
▲ 0.50% · 4.625%
HK$110,372
+HK$6,330/mo
Deposit HK$14.31M · loan HK$21.47M · min. income ≈ HK$208,084/mo (50% DSR)
Upfront cash ≈ HK$15.83M (deposit + AVD stamp duty HK$1,520,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,915
−HK$5,885/mo
▼ 0.25% · 3.875%
HK$111,836
−HK$2,964/mo
Today · 4.125%
HK$114,800
baseline
▲ 0.50% · 4.625%
HK$120,851
+HK$6,051/mo
Deposit HK$14.31M · loan HK$21.47M · min. income ≈ HK$229,600/mo (50% DSR)
Upfront cash ≈ HK$15.83M (deposit + AVD stamp duty HK$1,520,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,219
−HK$7,163/mo
▼ 0.25% · 3.875%
HK$117,772
−HK$3,610/mo
Today · 4.125%
HK$121,382
baseline
▲ 0.50% · 4.625%
HK$128,768
+HK$7,386/mo
Deposit HK$10.73M · loan HK$25.05M · min. income ≈ HK$242,764/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$1,520,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,068
−HK$6,865/mo
▼ 0.25% · 3.875%
HK$130,476
−HK$3,457/mo
Today · 4.125%
HK$133,933
baseline
▲ 0.50% · 4.625%
HK$140,993
+HK$7,060/mo
Deposit HK$10.73M · loan HK$25.05M · min. income ≈ HK$267,866/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$1,520,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,853
−HK$9,209/mo
▼ 0.25% · 3.875%
HK$151,421
−HK$4,641/mo
Today · 4.125%
HK$156,062
baseline
▲ 0.50% · 4.625%
HK$165,558
+HK$9,496/mo
Deposit HK$3.58M · loan HK$32.20M · min. income ≈ HK$312,124/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,520,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,373
−HK$8,826/mo
▼ 0.25% · 3.875%
HK$167,755
−HK$4,444/mo
Today · 4.125%
HK$172,199
baseline
▲ 0.50% · 4.625%
HK$181,276
+HK$9,077/mo
Deposit HK$3.58M · loan HK$32.20M · min. income ≈ HK$344,398/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,520,607 · Scale 2, in force from 26 Feb 2026)