LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,587
−HK$5,116/mo
▼ 0.25% · 3.875%
HK$84,124
−HK$2,579/mo
Today · 4.125%
HK$86,703
baseline
▲ 0.50% · 4.625%
HK$91,978
+HK$5,275/mo
Deposit HK$17.89M · loan HK$17.89M · min. income ≈ HK$173,406/mo (50% DSR)
Upfront cash ≈ HK$19.41M (deposit + AVD stamp duty HK$1,520,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,764
−HK$4,904/mo
▼ 0.25% · 3.875%
HK$93,199
−HK$2,469/mo
Today · 4.125%
HK$95,668
baseline
▲ 0.50% · 4.625%
HK$100,711
+HK$5,043/mo
Deposit HK$17.89M · loan HK$17.89M · min. income ≈ HK$191,336/mo (50% DSR)
Upfront cash ≈ HK$19.41M (deposit + AVD stamp duty HK$1,520,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,904
−HK$6,139/mo
▼ 0.25% · 3.875%
HK$100,949
−HK$3,094/mo
Today · 4.125%
HK$104,043
baseline
▲ 0.50% · 4.625%
HK$110,374
+HK$6,331/mo
Deposit HK$14.31M · loan HK$21.47M · min. income ≈ HK$208,086/mo (50% DSR)
Upfront cash ≈ HK$15.83M (deposit + AVD stamp duty HK$1,520,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,917
−HK$5,885/mo
▼ 0.25% · 3.875%
HK$111,838
−HK$2,964/mo
Today · 4.125%
HK$114,802
baseline
▲ 0.50% · 4.625%
HK$120,853
+HK$6,051/mo
Deposit HK$14.31M · loan HK$21.47M · min. income ≈ HK$229,604/mo (50% DSR)
Upfront cash ≈ HK$15.83M (deposit + AVD stamp duty HK$1,520,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,221
−HK$7,163/mo
▼ 0.25% · 3.875%
HK$117,774
−HK$3,610/mo
Today · 4.125%
HK$121,384
baseline
▲ 0.50% · 4.625%
HK$128,770
+HK$7,386/mo
Deposit HK$10.73M · loan HK$25.05M · min. income ≈ HK$242,768/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$1,520,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,070
−HK$6,865/mo
▼ 0.25% · 3.875%
HK$130,478
−HK$3,457/mo
Today · 4.125%
HK$133,935
baseline
▲ 0.50% · 4.625%
HK$140,995
+HK$7,060/mo
Deposit HK$10.73M · loan HK$25.05M · min. income ≈ HK$267,870/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$1,520,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,856
−HK$9,209/mo
▼ 0.25% · 3.875%
HK$151,424
−HK$4,641/mo
Today · 4.125%
HK$156,065
baseline
▲ 0.50% · 4.625%
HK$165,561
+HK$9,496/mo
Deposit HK$3.58M · loan HK$32.20M · min. income ≈ HK$312,130/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,520,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,376
−HK$8,826/mo
▼ 0.25% · 3.875%
HK$167,757
−HK$4,445/mo
Today · 4.125%
HK$172,202
baseline
▲ 0.50% · 4.625%
HK$181,279
+HK$9,077/mo
Deposit HK$3.58M · loan HK$32.20M · min. income ≈ HK$344,404/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,520,633 · Scale 2, in force from 26 Feb 2026)