LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,587
−HK$5,116/mo
▼ 0.25% · 3.875%
HK$84,125
−HK$2,578/mo
Today · 4.125%
HK$86,703
baseline
▲ 0.50% · 4.625%
HK$91,979
+HK$5,276/mo
Deposit HK$17.89M · loan HK$17.89M · min. income ≈ HK$173,406/mo (50% DSR)
Upfront cash ≈ HK$19.41M (deposit + AVD stamp duty HK$1,520,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,765
−HK$4,904/mo
▼ 0.25% · 3.875%
HK$93,199
−HK$2,470/mo
Today · 4.125%
HK$95,669
baseline
▲ 0.50% · 4.625%
HK$100,711
+HK$5,042/mo
Deposit HK$17.89M · loan HK$17.89M · min. income ≈ HK$191,338/mo (50% DSR)
Upfront cash ≈ HK$19.41M (deposit + AVD stamp duty HK$1,520,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,905
−HK$6,139/mo
▼ 0.25% · 3.875%
HK$100,950
−HK$3,094/mo
Today · 4.125%
HK$104,044
baseline
▲ 0.50% · 4.625%
HK$110,375
+HK$6,331/mo
Deposit HK$14.31M · loan HK$21.47M · min. income ≈ HK$208,088/mo (50% DSR)
Upfront cash ≈ HK$15.83M (deposit + AVD stamp duty HK$1,520,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,918
−HK$5,884/mo
▼ 0.25% · 3.875%
HK$111,839
−HK$2,963/mo
Today · 4.125%
HK$114,802
baseline
▲ 0.50% · 4.625%
HK$120,854
+HK$6,052/mo
Deposit HK$14.31M · loan HK$21.47M · min. income ≈ HK$229,604/mo (50% DSR)
Upfront cash ≈ HK$15.83M (deposit + AVD stamp duty HK$1,520,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,222
−HK$7,163/mo
▼ 0.25% · 3.875%
HK$117,775
−HK$3,610/mo
Today · 4.125%
HK$121,385
baseline
▲ 0.50% · 4.625%
HK$128,771
+HK$7,386/mo
Deposit HK$10.73M · loan HK$25.05M · min. income ≈ HK$242,770/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$1,520,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,071
−HK$6,865/mo
▼ 0.25% · 3.875%
HK$130,479
−HK$3,457/mo
Today · 4.125%
HK$133,936
baseline
▲ 0.50% · 4.625%
HK$140,996
+HK$7,060/mo
Deposit HK$10.73M · loan HK$25.05M · min. income ≈ HK$267,872/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$1,520,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,857
−HK$9,209/mo
▼ 0.25% · 3.875%
HK$151,425
−HK$4,641/mo
Today · 4.125%
HK$156,066
baseline
▲ 0.50% · 4.625%
HK$165,562
+HK$9,496/mo
Deposit HK$3.58M · loan HK$32.20M · min. income ≈ HK$312,132/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,520,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,377
−HK$8,826/mo
▼ 0.25% · 3.875%
HK$167,758
−HK$4,445/mo
Today · 4.125%
HK$172,203
baseline
▲ 0.50% · 4.625%
HK$181,280
+HK$9,077/mo
Deposit HK$3.58M · loan HK$32.20M · min. income ≈ HK$344,406/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,520,641 · Scale 2, in force from 26 Feb 2026)