LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,588
−HK$5,117/mo
▼ 0.25% · 3.875%
HK$84,126
−HK$2,579/mo
Today · 4.125%
HK$86,705
baseline
▲ 0.50% · 4.625%
HK$91,980
+HK$5,275/mo
Deposit HK$17.89M · loan HK$17.89M · min. income ≈ HK$173,410/mo (50% DSR)
Upfront cash ≈ HK$19.41M (deposit + AVD stamp duty HK$1,520,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,766
−HK$4,904/mo
▼ 0.25% · 3.875%
HK$93,200
−HK$2,470/mo
Today · 4.125%
HK$95,670
baseline
▲ 0.50% · 4.625%
HK$100,713
+HK$5,043/mo
Deposit HK$17.89M · loan HK$17.89M · min. income ≈ HK$191,340/mo (50% DSR)
Upfront cash ≈ HK$19.41M (deposit + AVD stamp duty HK$1,520,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,906
−HK$6,140/mo
▼ 0.25% · 3.875%
HK$100,951
−HK$3,095/mo
Today · 4.125%
HK$104,046
baseline
▲ 0.50% · 4.625%
HK$110,376
+HK$6,330/mo
Deposit HK$14.31M · loan HK$21.47M · min. income ≈ HK$208,092/mo (50% DSR)
Upfront cash ≈ HK$15.83M (deposit + AVD stamp duty HK$1,520,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,919
−HK$5,885/mo
▼ 0.25% · 3.875%
HK$111,841
−HK$2,963/mo
Today · 4.125%
HK$114,804
baseline
▲ 0.50% · 4.625%
HK$120,855
+HK$6,051/mo
Deposit HK$14.31M · loan HK$21.47M · min. income ≈ HK$229,608/mo (50% DSR)
Upfront cash ≈ HK$15.83M (deposit + AVD stamp duty HK$1,520,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,224
−HK$7,162/mo
▼ 0.25% · 3.875%
HK$117,777
−HK$3,609/mo
Today · 4.125%
HK$121,386
baseline
▲ 0.50% · 4.625%
HK$128,773
+HK$7,387/mo
Deposit HK$10.73M · loan HK$25.05M · min. income ≈ HK$242,772/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$1,520,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,073
−HK$6,865/mo
▼ 0.25% · 3.875%
HK$130,481
−HK$3,457/mo
Today · 4.125%
HK$133,938
baseline
▲ 0.50% · 4.625%
HK$140,998
+HK$7,060/mo
Deposit HK$10.73M · loan HK$25.05M · min. income ≈ HK$267,876/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$1,520,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,859
−HK$9,209/mo
▼ 0.25% · 3.875%
HK$151,427
−HK$4,641/mo
Today · 4.125%
HK$156,068
baseline
▲ 0.50% · 4.625%
HK$165,565
+HK$9,497/mo
Deposit HK$3.58M · loan HK$32.20M · min. income ≈ HK$312,136/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,520,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,379
−HK$8,827/mo
▼ 0.25% · 3.875%
HK$167,761
−HK$4,445/mo
Today · 4.125%
HK$172,206
baseline
▲ 0.50% · 4.625%
HK$181,283
+HK$9,077/mo
Deposit HK$3.58M · loan HK$32.20M · min. income ≈ HK$344,412/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,520,665 · Scale 2, in force from 26 Feb 2026)