LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,591
−HK$5,116/mo
▼ 0.25% · 3.875%
HK$84,129
−HK$2,578/mo
Today · 4.125%
HK$86,707
baseline
▲ 0.50% · 4.625%
HK$91,983
+HK$5,276/mo
Deposit HK$17.89M · loan HK$17.89M · min. income ≈ HK$173,414/mo (50% DSR)
Upfront cash ≈ HK$19.41M (deposit + AVD stamp duty HK$1,520,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,769
−HK$4,904/mo
▼ 0.25% · 3.875%
HK$93,203
−HK$2,470/mo
Today · 4.125%
HK$95,673
baseline
▲ 0.50% · 4.625%
HK$100,716
+HK$5,043/mo
Deposit HK$17.89M · loan HK$17.89M · min. income ≈ HK$191,346/mo (50% DSR)
Upfront cash ≈ HK$19.41M (deposit + AVD stamp duty HK$1,520,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,909
−HK$6,140/mo
▼ 0.25% · 3.875%
HK$100,955
−HK$3,094/mo
Today · 4.125%
HK$104,049
baseline
▲ 0.50% · 4.625%
HK$110,380
+HK$6,331/mo
Deposit HK$14.31M · loan HK$21.47M · min. income ≈ HK$208,098/mo (50% DSR)
Upfront cash ≈ HK$15.83M (deposit + AVD stamp duty HK$1,520,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,923
−HK$5,885/mo
▼ 0.25% · 3.875%
HK$111,844
−HK$2,964/mo
Today · 4.125%
HK$114,808
baseline
▲ 0.50% · 4.625%
HK$120,859
+HK$6,051/mo
Deposit HK$14.31M · loan HK$21.47M · min. income ≈ HK$229,616/mo (50% DSR)
Upfront cash ≈ HK$15.83M (deposit + AVD stamp duty HK$1,520,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,227
−HK$7,163/mo
▼ 0.25% · 3.875%
HK$117,780
−HK$3,610/mo
Today · 4.125%
HK$121,390
baseline
▲ 0.50% · 4.625%
HK$128,777
+HK$7,387/mo
Deposit HK$10.73M · loan HK$25.05M · min. income ≈ HK$242,780/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$1,520,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,077
−HK$6,865/mo
▼ 0.25% · 3.875%
HK$130,485
−HK$3,457/mo
Today · 4.125%
HK$133,942
baseline
▲ 0.50% · 4.625%
HK$141,002
+HK$7,060/mo
Deposit HK$10.73M · loan HK$25.05M · min. income ≈ HK$267,884/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$1,520,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,863
−HK$9,210/mo
▼ 0.25% · 3.875%
HK$151,432
−HK$4,641/mo
Today · 4.125%
HK$156,073
baseline
▲ 0.50% · 4.625%
HK$165,570
+HK$9,497/mo
Deposit HK$3.58M · loan HK$32.20M · min. income ≈ HK$312,146/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,520,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,384
−HK$8,827/mo
▼ 0.25% · 3.875%
HK$167,766
−HK$4,445/mo
Today · 4.125%
HK$172,211
baseline
▲ 0.50% · 4.625%
HK$181,289
+HK$9,078/mo
Deposit HK$3.58M · loan HK$32.20M · min. income ≈ HK$344,422/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,520,711 · Scale 2, in force from 26 Feb 2026)