LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,600
−HK$5,117/mo
▼ 0.25% · 3.875%
HK$84,138
−HK$2,579/mo
Today · 4.125%
HK$86,717
baseline
▲ 0.50% · 4.625%
HK$91,993
+HK$5,276/mo
Deposit HK$17.89M · loan HK$17.89M · min. income ≈ HK$173,434/mo (50% DSR)
Upfront cash ≈ HK$19.41M (deposit + AVD stamp duty HK$1,520,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,779
−HK$4,904/mo
▼ 0.25% · 3.875%
HK$93,213
−HK$2,470/mo
Today · 4.125%
HK$95,683
baseline
▲ 0.50% · 4.625%
HK$100,727
+HK$5,044/mo
Deposit HK$17.89M · loan HK$17.89M · min. income ≈ HK$191,366/mo (50% DSR)
Upfront cash ≈ HK$19.41M (deposit + AVD stamp duty HK$1,520,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,920
−HK$6,140/mo
▼ 0.25% · 3.875%
HK$100,965
−HK$3,095/mo
Today · 4.125%
HK$104,060
baseline
▲ 0.50% · 4.625%
HK$110,392
+HK$6,332/mo
Deposit HK$14.31M · loan HK$21.47M · min. income ≈ HK$208,120/mo (50% DSR)
Upfront cash ≈ HK$15.83M (deposit + AVD stamp duty HK$1,520,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,935
−HK$5,885/mo
▼ 0.25% · 3.875%
HK$111,856
−HK$2,964/mo
Today · 4.125%
HK$114,820
baseline
▲ 0.50% · 4.625%
HK$120,872
+HK$6,052/mo
Deposit HK$14.31M · loan HK$21.47M · min. income ≈ HK$229,640/mo (50% DSR)
Upfront cash ≈ HK$15.83M (deposit + AVD stamp duty HK$1,520,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,240
−HK$7,163/mo
▼ 0.25% · 3.875%
HK$117,793
−HK$3,610/mo
Today · 4.125%
HK$121,403
baseline
▲ 0.50% · 4.625%
HK$128,790
+HK$7,387/mo
Deposit HK$10.74M · loan HK$25.05M · min. income ≈ HK$242,806/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$1,520,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,090
−HK$6,867/mo
▼ 0.25% · 3.875%
HK$130,499
−HK$3,458/mo
Today · 4.125%
HK$133,957
baseline
▲ 0.50% · 4.625%
HK$141,018
+HK$7,061/mo
Deposit HK$10.74M · loan HK$25.05M · min. income ≈ HK$267,914/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$1,520,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,879
−HK$9,211/mo
▼ 0.25% · 3.875%
HK$151,448
−HK$4,642/mo
Today · 4.125%
HK$156,090
baseline
▲ 0.50% · 4.625%
HK$165,588
+HK$9,498/mo
Deposit HK$3.58M · loan HK$32.21M · min. income ≈ HK$312,180/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,520,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,402
−HK$8,828/mo
▼ 0.25% · 3.875%
HK$167,784
−HK$4,446/mo
Today · 4.125%
HK$172,230
baseline
▲ 0.50% · 4.625%
HK$181,308
+HK$9,078/mo
Deposit HK$3.58M · loan HK$32.21M · min. income ≈ HK$344,460/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,520,876 · Scale 2, in force from 26 Feb 2026)