LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,600
−HK$5,117/mo
▼ 0.25% · 3.875%
HK$84,138
−HK$2,579/mo
Today · 4.125%
HK$86,717
baseline
▲ 0.50% · 4.625%
HK$91,994
+HK$5,277/mo
Deposit HK$17.89M · loan HK$17.89M · min. income ≈ HK$173,434/mo (50% DSR)
Upfront cash ≈ HK$19.41M (deposit + AVD stamp duty HK$1,520,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,779
−HK$4,905/mo
▼ 0.25% · 3.875%
HK$93,214
−HK$2,470/mo
Today · 4.125%
HK$95,684
baseline
▲ 0.50% · 4.625%
HK$100,727
+HK$5,043/mo
Deposit HK$17.89M · loan HK$17.89M · min. income ≈ HK$191,368/mo (50% DSR)
Upfront cash ≈ HK$19.41M (deposit + AVD stamp duty HK$1,520,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,920
−HK$6,141/mo
▼ 0.25% · 3.875%
HK$100,966
−HK$3,095/mo
Today · 4.125%
HK$104,061
baseline
▲ 0.50% · 4.625%
HK$110,392
+HK$6,331/mo
Deposit HK$14.31M · loan HK$21.47M · min. income ≈ HK$208,122/mo (50% DSR)
Upfront cash ≈ HK$15.84M (deposit + AVD stamp duty HK$1,520,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,935
−HK$5,886/mo
▼ 0.25% · 3.875%
HK$111,857
−HK$2,964/mo
Today · 4.125%
HK$114,821
baseline
▲ 0.50% · 4.625%
HK$120,873
+HK$6,052/mo
Deposit HK$14.31M · loan HK$21.47M · min. income ≈ HK$229,642/mo (50% DSR)
Upfront cash ≈ HK$15.84M (deposit + AVD stamp duty HK$1,520,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,240
−HK$7,164/mo
▼ 0.25% · 3.875%
HK$117,794
−HK$3,610/mo
Today · 4.125%
HK$121,404
baseline
▲ 0.50% · 4.625%
HK$128,791
+HK$7,387/mo
Deposit HK$10.74M · loan HK$25.05M · min. income ≈ HK$242,808/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$1,520,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,091
−HK$6,866/mo
▼ 0.25% · 3.875%
HK$130,500
−HK$3,457/mo
Today · 4.125%
HK$133,957
baseline
▲ 0.50% · 4.625%
HK$141,018
+HK$7,061/mo
Deposit HK$10.74M · loan HK$25.05M · min. income ≈ HK$267,914/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$1,520,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,880
−HK$9,211/mo
▼ 0.25% · 3.875%
HK$151,449
−HK$4,642/mo
Today · 4.125%
HK$156,091
baseline
▲ 0.50% · 4.625%
HK$165,589
+HK$9,498/mo
Deposit HK$3.58M · loan HK$32.21M · min. income ≈ HK$312,182/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,520,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,403
−HK$8,828/mo
▼ 0.25% · 3.875%
HK$167,785
−HK$4,446/mo
Today · 4.125%
HK$172,231
baseline
▲ 0.50% · 4.625%
HK$181,309
+HK$9,078/mo
Deposit HK$3.58M · loan HK$32.21M · min. income ≈ HK$344,462/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,520,885 · Scale 2, in force from 26 Feb 2026)