LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,602
−HK$5,117/mo
▼ 0.25% · 3.875%
HK$84,141
−HK$2,578/mo
Today · 4.125%
HK$86,719
baseline
▲ 0.50% · 4.625%
HK$91,996
+HK$5,277/mo
Deposit HK$17.89M · loan HK$17.89M · min. income ≈ HK$173,438/mo (50% DSR)
Upfront cash ≈ HK$19.41M (deposit + AVD stamp duty HK$1,520,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,782
−HK$4,904/mo
▼ 0.25% · 3.875%
HK$93,216
−HK$2,470/mo
Today · 4.125%
HK$95,686
baseline
▲ 0.50% · 4.625%
HK$100,730
+HK$5,044/mo
Deposit HK$17.89M · loan HK$17.89M · min. income ≈ HK$191,372/mo (50% DSR)
Upfront cash ≈ HK$19.41M (deposit + AVD stamp duty HK$1,520,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,923
−HK$6,140/mo
▼ 0.25% · 3.875%
HK$100,969
−HK$3,094/mo
Today · 4.125%
HK$104,063
baseline
▲ 0.50% · 4.625%
HK$110,395
+HK$6,332/mo
Deposit HK$14.31M · loan HK$21.47M · min. income ≈ HK$208,126/mo (50% DSR)
Upfront cash ≈ HK$15.84M (deposit + AVD stamp duty HK$1,520,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,938
−HK$5,886/mo
▼ 0.25% · 3.875%
HK$111,860
−HK$2,964/mo
Today · 4.125%
HK$114,824
baseline
▲ 0.50% · 4.625%
HK$120,876
+HK$6,052/mo
Deposit HK$14.31M · loan HK$21.47M · min. income ≈ HK$229,648/mo (50% DSR)
Upfront cash ≈ HK$15.84M (deposit + AVD stamp duty HK$1,520,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,243
−HK$7,164/mo
▼ 0.25% · 3.875%
HK$117,797
−HK$3,610/mo
Today · 4.125%
HK$121,407
baseline
▲ 0.50% · 4.625%
HK$128,794
+HK$7,387/mo
Deposit HK$10.74M · loan HK$25.05M · min. income ≈ HK$242,814/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$1,520,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,094
−HK$6,867/mo
▼ 0.25% · 3.875%
HK$130,503
−HK$3,458/mo
Today · 4.125%
HK$133,961
baseline
▲ 0.50% · 4.625%
HK$141,022
+HK$7,061/mo
Deposit HK$10.74M · loan HK$25.05M · min. income ≈ HK$267,922/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$1,520,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,884
−HK$9,211/mo
▼ 0.25% · 3.875%
HK$151,453
−HK$4,642/mo
Today · 4.125%
HK$156,095
baseline
▲ 0.50% · 4.625%
HK$165,593
+HK$9,498/mo
Deposit HK$3.58M · loan HK$32.21M · min. income ≈ HK$312,190/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,520,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,407
−HK$8,828/mo
▼ 0.25% · 3.875%
HK$167,789
−HK$4,446/mo
Today · 4.125%
HK$172,235
baseline
▲ 0.50% · 4.625%
HK$181,314
+HK$9,079/mo
Deposit HK$3.58M · loan HK$32.21M · min. income ≈ HK$344,470/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,520,923 · Scale 2, in force from 26 Feb 2026)