LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,605
−HK$5,118/mo
▼ 0.25% · 3.875%
HK$84,144
−HK$2,579/mo
Today · 4.125%
HK$86,723
baseline
▲ 0.50% · 4.625%
HK$92,000
+HK$5,277/mo
Deposit HK$17.89M · loan HK$17.89M · min. income ≈ HK$173,446/mo (50% DSR)
Upfront cash ≈ HK$19.41M (deposit + AVD stamp duty HK$1,520,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,785
−HK$4,905/mo
▼ 0.25% · 3.875%
HK$93,220
−HK$2,470/mo
Today · 4.125%
HK$95,690
baseline
▲ 0.50% · 4.625%
HK$100,734
+HK$5,044/mo
Deposit HK$17.89M · loan HK$17.89M · min. income ≈ HK$191,380/mo (50% DSR)
Upfront cash ≈ HK$19.41M (deposit + AVD stamp duty HK$1,520,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,927
−HK$6,140/mo
▼ 0.25% · 3.875%
HK$100,973
−HK$3,094/mo
Today · 4.125%
HK$104,067
baseline
▲ 0.50% · 4.625%
HK$110,400
+HK$6,333/mo
Deposit HK$14.32M · loan HK$21.47M · min. income ≈ HK$208,134/mo (50% DSR)
Upfront cash ≈ HK$15.84M (deposit + AVD stamp duty HK$1,520,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,942
−HK$5,886/mo
▼ 0.25% · 3.875%
HK$111,864
−HK$2,964/mo
Today · 4.125%
HK$114,828
baseline
▲ 0.50% · 4.625%
HK$120,881
+HK$6,053/mo
Deposit HK$14.32M · loan HK$21.47M · min. income ≈ HK$229,656/mo (50% DSR)
Upfront cash ≈ HK$15.84M (deposit + AVD stamp duty HK$1,520,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,248
−HK$7,164/mo
▼ 0.25% · 3.875%
HK$117,801
−HK$3,611/mo
Today · 4.125%
HK$121,412
baseline
▲ 0.50% · 4.625%
HK$128,800
+HK$7,388/mo
Deposit HK$10.74M · loan HK$25.05M · min. income ≈ HK$242,824/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$1,520,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,099
−HK$6,867/mo
▼ 0.25% · 3.875%
HK$130,508
−HK$3,458/mo
Today · 4.125%
HK$133,966
baseline
▲ 0.50% · 4.625%
HK$141,028
+HK$7,062/mo
Deposit HK$10.74M · loan HK$25.05M · min. income ≈ HK$267,932/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$1,520,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,890
−HK$9,211/mo
▼ 0.25% · 3.875%
HK$151,459
−HK$4,642/mo
Today · 4.125%
HK$156,101
baseline
▲ 0.50% · 4.625%
HK$165,599
+HK$9,498/mo
Deposit HK$3.58M · loan HK$32.21M · min. income ≈ HK$312,202/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,520,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,413
−HK$8,829/mo
▼ 0.25% · 3.875%
HK$167,796
−HK$4,446/mo
Today · 4.125%
HK$172,242
baseline
▲ 0.50% · 4.625%
HK$181,321
+HK$9,079/mo
Deposit HK$3.58M · loan HK$32.21M · min. income ≈ HK$344,484/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,520,984 · Scale 2, in force from 26 Feb 2026)