LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,607
−HK$5,117/mo
▼ 0.25% · 3.875%
HK$84,145
−HK$2,579/mo
Today · 4.125%
HK$86,724
baseline
▲ 0.50% · 4.625%
HK$92,001
+HK$5,277/mo
Deposit HK$17.89M · loan HK$17.89M · min. income ≈ HK$173,448/mo (50% DSR)
Upfront cash ≈ HK$19.42M (deposit + AVD stamp duty HK$1,521,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,787
−HK$4,905/mo
▼ 0.25% · 3.875%
HK$93,222
−HK$2,470/mo
Today · 4.125%
HK$95,692
baseline
▲ 0.50% · 4.625%
HK$100,736
+HK$5,044/mo
Deposit HK$17.89M · loan HK$17.89M · min. income ≈ HK$191,384/mo (50% DSR)
Upfront cash ≈ HK$19.42M (deposit + AVD stamp duty HK$1,521,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,928
−HK$6,141/mo
▼ 0.25% · 3.875%
HK$100,974
−HK$3,095/mo
Today · 4.125%
HK$104,069
baseline
▲ 0.50% · 4.625%
HK$110,401
+HK$6,332/mo
Deposit HK$14.32M · loan HK$21.47M · min. income ≈ HK$208,138/mo (50% DSR)
Upfront cash ≈ HK$15.84M (deposit + AVD stamp duty HK$1,521,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,944
−HK$5,886/mo
▼ 0.25% · 3.875%
HK$111,866
−HK$2,964/mo
Today · 4.125%
HK$114,830
baseline
▲ 0.50% · 4.625%
HK$120,883
+HK$6,053/mo
Deposit HK$14.32M · loan HK$21.47M · min. income ≈ HK$229,660/mo (50% DSR)
Upfront cash ≈ HK$15.84M (deposit + AVD stamp duty HK$1,521,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,249
−HK$7,165/mo
▼ 0.25% · 3.875%
HK$117,803
−HK$3,611/mo
Today · 4.125%
HK$121,414
baseline
▲ 0.50% · 4.625%
HK$128,802
+HK$7,388/mo
Deposit HK$10.74M · loan HK$25.05M · min. income ≈ HK$242,828/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$1,521,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,101
−HK$6,867/mo
▼ 0.25% · 3.875%
HK$130,510
−HK$3,458/mo
Today · 4.125%
HK$133,968
baseline
▲ 0.50% · 4.625%
HK$141,030
+HK$7,062/mo
Deposit HK$10.74M · loan HK$25.05M · min. income ≈ HK$267,936/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$1,521,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,892
−HK$9,212/mo
▼ 0.25% · 3.875%
HK$151,461
−HK$4,643/mo
Today · 4.125%
HK$156,104
baseline
▲ 0.50% · 4.625%
HK$165,602
+HK$9,498/mo
Deposit HK$3.58M · loan HK$32.21M · min. income ≈ HK$312,208/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,521,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,416
−HK$8,829/mo
▼ 0.25% · 3.875%
HK$167,799
−HK$4,446/mo
Today · 4.125%
HK$172,245
baseline
▲ 0.50% · 4.625%
HK$181,324
+HK$9,079/mo
Deposit HK$3.58M · loan HK$32.21M · min. income ≈ HK$344,490/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,521,008 · Scale 2, in force from 26 Feb 2026)