LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,610
−HK$5,118/mo
▼ 0.25% · 3.875%
HK$84,149
−HK$2,579/mo
Today · 4.125%
HK$86,728
baseline
▲ 0.50% · 4.625%
HK$92,005
+HK$5,277/mo
Deposit HK$17.90M · loan HK$17.90M · min. income ≈ HK$173,456/mo (50% DSR)
Upfront cash ≈ HK$19.42M (deposit + AVD stamp duty HK$1,521,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,791
−HK$4,905/mo
▼ 0.25% · 3.875%
HK$93,226
−HK$2,470/mo
Today · 4.125%
HK$95,696
baseline
▲ 0.50% · 4.625%
HK$100,740
+HK$5,044/mo
Deposit HK$17.90M · loan HK$17.90M · min. income ≈ HK$191,392/mo (50% DSR)
Upfront cash ≈ HK$19.42M (deposit + AVD stamp duty HK$1,521,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,933
−HK$6,141/mo
▼ 0.25% · 3.875%
HK$100,979
−HK$3,095/mo
Today · 4.125%
HK$104,074
baseline
▲ 0.50% · 4.625%
HK$110,406
+HK$6,332/mo
Deposit HK$14.32M · loan HK$21.47M · min. income ≈ HK$208,148/mo (50% DSR)
Upfront cash ≈ HK$15.84M (deposit + AVD stamp duty HK$1,521,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,949
−HK$5,886/mo
▼ 0.25% · 3.875%
HK$111,871
−HK$2,964/mo
Today · 4.125%
HK$114,835
baseline
▲ 0.50% · 4.625%
HK$120,888
+HK$6,053/mo
Deposit HK$14.32M · loan HK$21.47M · min. income ≈ HK$229,670/mo (50% DSR)
Upfront cash ≈ HK$15.84M (deposit + AVD stamp duty HK$1,521,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,255
−HK$7,164/mo
▼ 0.25% · 3.875%
HK$117,809
−HK$3,610/mo
Today · 4.125%
HK$121,419
baseline
▲ 0.50% · 4.625%
HK$128,807
+HK$7,388/mo
Deposit HK$10.74M · loan HK$25.05M · min. income ≈ HK$242,838/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$1,521,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,107
−HK$6,867/mo
▼ 0.25% · 3.875%
HK$130,516
−HK$3,458/mo
Today · 4.125%
HK$133,974
baseline
▲ 0.50% · 4.625%
HK$141,036
+HK$7,062/mo
Deposit HK$10.74M · loan HK$25.05M · min. income ≈ HK$267,948/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$1,521,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,899
−HK$9,212/mo
▼ 0.25% · 3.875%
HK$151,468
−HK$4,643/mo
Today · 4.125%
HK$156,111
baseline
▲ 0.50% · 4.625%
HK$165,610
+HK$9,499/mo
Deposit HK$3.58M · loan HK$32.21M · min. income ≈ HK$312,222/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,521,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,423
−HK$8,830/mo
▼ 0.25% · 3.875%
HK$167,806
−HK$4,447/mo
Today · 4.125%
HK$172,253
baseline
▲ 0.50% · 4.625%
HK$181,332
+HK$9,079/mo
Deposit HK$3.58M · loan HK$32.21M · min. income ≈ HK$344,506/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,521,076 · Scale 2, in force from 26 Feb 2026)