LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,612
−HK$5,118/mo
▼ 0.25% · 3.875%
HK$84,150
−HK$2,580/mo
Today · 4.125%
HK$86,730
baseline
▲ 0.50% · 4.625%
HK$92,007
+HK$5,277/mo
Deposit HK$17.90M · loan HK$17.90M · min. income ≈ HK$173,460/mo (50% DSR)
Upfront cash ≈ HK$19.42M (deposit + AVD stamp duty HK$1,521,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,792
−HK$4,906/mo
▼ 0.25% · 3.875%
HK$93,227
−HK$2,471/mo
Today · 4.125%
HK$95,698
baseline
▲ 0.50% · 4.625%
HK$100,742
+HK$5,044/mo
Deposit HK$17.90M · loan HK$17.90M · min. income ≈ HK$191,396/mo (50% DSR)
Upfront cash ≈ HK$19.42M (deposit + AVD stamp duty HK$1,521,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,934
−HK$6,142/mo
▼ 0.25% · 3.875%
HK$100,981
−HK$3,095/mo
Today · 4.125%
HK$104,076
baseline
▲ 0.50% · 4.625%
HK$110,408
+HK$6,332/mo
Deposit HK$14.32M · loan HK$21.47M · min. income ≈ HK$208,152/mo (50% DSR)
Upfront cash ≈ HK$15.84M (deposit + AVD stamp duty HK$1,521,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,951
−HK$5,886/mo
▼ 0.25% · 3.875%
HK$111,873
−HK$2,964/mo
Today · 4.125%
HK$114,837
baseline
▲ 0.50% · 4.625%
HK$120,890
+HK$6,053/mo
Deposit HK$14.32M · loan HK$21.47M · min. income ≈ HK$229,674/mo (50% DSR)
Upfront cash ≈ HK$15.84M (deposit + AVD stamp duty HK$1,521,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,257
−HK$7,165/mo
▼ 0.25% · 3.875%
HK$117,811
−HK$3,611/mo
Today · 4.125%
HK$121,422
baseline
▲ 0.50% · 4.625%
HK$128,810
+HK$7,388/mo
Deposit HK$10.74M · loan HK$25.05M · min. income ≈ HK$242,844/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$1,521,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,109
−HK$6,868/mo
▼ 0.25% · 3.875%
HK$130,518
−HK$3,459/mo
Today · 4.125%
HK$133,977
baseline
▲ 0.50% · 4.625%
HK$141,039
+HK$7,062/mo
Deposit HK$10.74M · loan HK$25.05M · min. income ≈ HK$267,954/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$1,521,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,901
−HK$9,212/mo
▼ 0.25% · 3.875%
HK$151,471
−HK$4,642/mo
Today · 4.125%
HK$156,113
baseline
▲ 0.50% · 4.625%
HK$165,613
+HK$9,500/mo
Deposit HK$3.58M · loan HK$32.21M · min. income ≈ HK$312,226/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,521,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,426
−HK$8,830/mo
▼ 0.25% · 3.875%
HK$167,809
−HK$4,447/mo
Today · 4.125%
HK$172,256
baseline
▲ 0.50% · 4.625%
HK$181,336
+HK$9,080/mo
Deposit HK$3.58M · loan HK$32.21M · min. income ≈ HK$344,512/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,521,104 · Scale 2, in force from 26 Feb 2026)