LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,622
−HK$5,118/mo
▼ 0.25% · 3.875%
HK$84,161
−HK$2,579/mo
Today · 4.125%
HK$86,740
baseline
▲ 0.50% · 4.625%
HK$92,018
+HK$5,278/mo
Deposit HK$17.90M · loan HK$17.90M · min. income ≈ HK$173,480/mo (50% DSR)
Upfront cash ≈ HK$19.42M (deposit + AVD stamp duty HK$1,521,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,803
−HK$4,906/mo
▼ 0.25% · 3.875%
HK$93,239
−HK$2,470/mo
Today · 4.125%
HK$95,709
baseline
▲ 0.50% · 4.625%
HK$100,754
+HK$5,045/mo
Deposit HK$17.90M · loan HK$17.90M · min. income ≈ HK$191,418/mo (50% DSR)
Upfront cash ≈ HK$19.42M (deposit + AVD stamp duty HK$1,521,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,946
−HK$6,142/mo
▼ 0.25% · 3.875%
HK$100,993
−HK$3,095/mo
Today · 4.125%
HK$104,088
baseline
▲ 0.50% · 4.625%
HK$110,422
+HK$6,334/mo
Deposit HK$14.32M · loan HK$21.48M · min. income ≈ HK$208,176/mo (50% DSR)
Upfront cash ≈ HK$15.84M (deposit + AVD stamp duty HK$1,521,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,964
−HK$5,887/mo
▼ 0.25% · 3.875%
HK$111,886
−HK$2,965/mo
Today · 4.125%
HK$114,851
baseline
▲ 0.50% · 4.625%
HK$120,905
+HK$6,054/mo
Deposit HK$14.32M · loan HK$21.48M · min. income ≈ HK$229,702/mo (50% DSR)
Upfront cash ≈ HK$15.84M (deposit + AVD stamp duty HK$1,521,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,270
−HK$7,166/mo
▼ 0.25% · 3.875%
HK$117,825
−HK$3,611/mo
Today · 4.125%
HK$121,436
baseline
▲ 0.50% · 4.625%
HK$128,825
+HK$7,389/mo
Deposit HK$10.74M · loan HK$25.06M · min. income ≈ HK$242,872/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$1,521,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,125
−HK$6,868/mo
▼ 0.25% · 3.875%
HK$130,534
−HK$3,459/mo
Today · 4.125%
HK$133,993
baseline
▲ 0.50% · 4.625%
HK$141,056
+HK$7,063/mo
Deposit HK$10.74M · loan HK$25.06M · min. income ≈ HK$267,986/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$1,521,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,919
−HK$9,213/mo
▼ 0.25% · 3.875%
HK$151,489
−HK$4,643/mo
Today · 4.125%
HK$156,132
baseline
▲ 0.50% · 4.625%
HK$165,633
+HK$9,501/mo
Deposit HK$3.58M · loan HK$32.22M · min. income ≈ HK$312,264/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,521,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,446
−HK$8,831/mo
▼ 0.25% · 3.875%
HK$167,830
−HK$4,447/mo
Today · 4.125%
HK$172,277
baseline
▲ 0.50% · 4.625%
HK$181,357
+HK$9,080/mo
Deposit HK$3.58M · loan HK$32.22M · min. income ≈ HK$344,554/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,521,287 · Scale 2, in force from 26 Feb 2026)