LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,622
−HK$5,119/mo
▼ 0.25% · 3.875%
HK$84,161
−HK$2,580/mo
Today · 4.125%
HK$86,741
baseline
▲ 0.50% · 4.625%
HK$92,019
+HK$5,278/mo
Deposit HK$17.90M · loan HK$17.90M · min. income ≈ HK$173,482/mo (50% DSR)
Upfront cash ≈ HK$19.42M (deposit + AVD stamp duty HK$1,521,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,804
−HK$4,906/mo
▼ 0.25% · 3.875%
HK$93,239
−HK$2,471/mo
Today · 4.125%
HK$95,710
baseline
▲ 0.50% · 4.625%
HK$100,755
+HK$5,045/mo
Deposit HK$17.90M · loan HK$17.90M · min. income ≈ HK$191,420/mo (50% DSR)
Upfront cash ≈ HK$19.42M (deposit + AVD stamp duty HK$1,521,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,947
−HK$6,142/mo
▼ 0.25% · 3.875%
HK$100,994
−HK$3,095/mo
Today · 4.125%
HK$104,089
baseline
▲ 0.50% · 4.625%
HK$110,423
+HK$6,334/mo
Deposit HK$14.32M · loan HK$21.48M · min. income ≈ HK$208,178/mo (50% DSR)
Upfront cash ≈ HK$15.84M (deposit + AVD stamp duty HK$1,521,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,965
−HK$5,887/mo
▼ 0.25% · 3.875%
HK$111,887
−HK$2,965/mo
Today · 4.125%
HK$114,852
baseline
▲ 0.50% · 4.625%
HK$120,906
+HK$6,054/mo
Deposit HK$14.32M · loan HK$21.48M · min. income ≈ HK$229,704/mo (50% DSR)
Upfront cash ≈ HK$15.84M (deposit + AVD stamp duty HK$1,521,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,271
−HK$7,166/mo
▼ 0.25% · 3.875%
HK$117,826
−HK$3,611/mo
Today · 4.125%
HK$121,437
baseline
▲ 0.50% · 4.625%
HK$128,826
+HK$7,389/mo
Deposit HK$10.74M · loan HK$25.06M · min. income ≈ HK$242,874/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$1,521,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,126
−HK$6,868/mo
▼ 0.25% · 3.875%
HK$130,535
−HK$3,459/mo
Today · 4.125%
HK$133,994
baseline
▲ 0.50% · 4.625%
HK$141,057
+HK$7,063/mo
Deposit HK$10.74M · loan HK$25.06M · min. income ≈ HK$267,988/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$1,521,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,920
−HK$9,214/mo
▼ 0.25% · 3.875%
HK$151,490
−HK$4,644/mo
Today · 4.125%
HK$156,134
baseline
▲ 0.50% · 4.625%
HK$165,634
+HK$9,500/mo
Deposit HK$3.58M · loan HK$32.22M · min. income ≈ HK$312,268/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,521,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,447
−HK$8,831/mo
▼ 0.25% · 3.875%
HK$167,831
−HK$4,447/mo
Today · 4.125%
HK$172,278
baseline
▲ 0.50% · 4.625%
HK$181,359
+HK$9,081/mo
Deposit HK$3.58M · loan HK$32.22M · min. income ≈ HK$344,556/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,521,301 · Scale 2, in force from 26 Feb 2026)