LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,623
−HK$5,119/mo
▼ 0.25% · 3.875%
HK$84,162
−HK$2,580/mo
Today · 4.125%
HK$86,742
baseline
▲ 0.50% · 4.625%
HK$92,020
+HK$5,278/mo
Deposit HK$17.90M · loan HK$17.90M · min. income ≈ HK$173,484/mo (50% DSR)
Upfront cash ≈ HK$19.42M (deposit + AVD stamp duty HK$1,521,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,805
−HK$4,906/mo
▼ 0.25% · 3.875%
HK$93,241
−HK$2,470/mo
Today · 4.125%
HK$95,711
baseline
▲ 0.50% · 4.625%
HK$100,756
+HK$5,045/mo
Deposit HK$17.90M · loan HK$17.90M · min. income ≈ HK$191,422/mo (50% DSR)
Upfront cash ≈ HK$19.42M (deposit + AVD stamp duty HK$1,521,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,948
−HK$6,142/mo
▼ 0.25% · 3.875%
HK$100,995
−HK$3,095/mo
Today · 4.125%
HK$104,090
baseline
▲ 0.50% · 4.625%
HK$110,424
+HK$6,334/mo
Deposit HK$14.32M · loan HK$21.48M · min. income ≈ HK$208,180/mo (50% DSR)
Upfront cash ≈ HK$15.84M (deposit + AVD stamp duty HK$1,521,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,966
−HK$5,887/mo
▼ 0.25% · 3.875%
HK$111,889
−HK$2,964/mo
Today · 4.125%
HK$114,853
baseline
▲ 0.50% · 4.625%
HK$120,908
+HK$6,055/mo
Deposit HK$14.32M · loan HK$21.48M · min. income ≈ HK$229,706/mo (50% DSR)
Upfront cash ≈ HK$15.84M (deposit + AVD stamp duty HK$1,521,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,273
−HK$7,166/mo
▼ 0.25% · 3.875%
HK$117,827
−HK$3,612/mo
Today · 4.125%
HK$121,439
baseline
▲ 0.50% · 4.625%
HK$128,828
+HK$7,389/mo
Deposit HK$10.74M · loan HK$25.06M · min. income ≈ HK$242,878/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$1,521,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,127
−HK$6,869/mo
▼ 0.25% · 3.875%
HK$130,537
−HK$3,459/mo
Today · 4.125%
HK$133,996
baseline
▲ 0.50% · 4.625%
HK$141,059
+HK$7,063/mo
Deposit HK$10.74M · loan HK$25.06M · min. income ≈ HK$267,992/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$1,521,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,922
−HK$9,214/mo
▼ 0.25% · 3.875%
HK$151,492
−HK$4,644/mo
Today · 4.125%
HK$156,136
baseline
▲ 0.50% · 4.625%
HK$165,636
+HK$9,500/mo
Deposit HK$3.58M · loan HK$32.22M · min. income ≈ HK$312,272/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,521,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,450
−HK$8,830/mo
▼ 0.25% · 3.875%
HK$167,833
−HK$4,447/mo
Today · 4.125%
HK$172,280
baseline
▲ 0.50% · 4.625%
HK$181,361
+HK$9,081/mo
Deposit HK$3.58M · loan HK$32.22M · min. income ≈ HK$344,560/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,521,320 · Scale 2, in force from 26 Feb 2026)