LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,631
−HK$5,119/mo
▼ 0.25% · 3.875%
HK$84,170
−HK$2,580/mo
Today · 4.125%
HK$86,750
baseline
▲ 0.50% · 4.625%
HK$92,028
+HK$5,278/mo
Deposit HK$17.90M · loan HK$17.90M · min. income ≈ HK$173,500/mo (50% DSR)
Upfront cash ≈ HK$19.42M (deposit + AVD stamp duty HK$1,521,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,814
−HK$4,906/mo
▼ 0.25% · 3.875%
HK$93,249
−HK$2,471/mo
Today · 4.125%
HK$95,720
baseline
▲ 0.50% · 4.625%
HK$100,765
+HK$5,045/mo
Deposit HK$17.90M · loan HK$17.90M · min. income ≈ HK$191,440/mo (50% DSR)
Upfront cash ≈ HK$19.42M (deposit + AVD stamp duty HK$1,521,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,957
−HK$6,143/mo
▼ 0.25% · 3.875%
HK$101,004
−HK$3,096/mo
Today · 4.125%
HK$104,100
baseline
▲ 0.50% · 4.625%
HK$110,434
+HK$6,334/mo
Deposit HK$14.32M · loan HK$21.48M · min. income ≈ HK$208,200/mo (50% DSR)
Upfront cash ≈ HK$15.84M (deposit + AVD stamp duty HK$1,521,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,976
−HK$5,888/mo
▼ 0.25% · 3.875%
HK$111,899
−HK$2,965/mo
Today · 4.125%
HK$114,864
baseline
▲ 0.50% · 4.625%
HK$120,918
+HK$6,054/mo
Deposit HK$14.32M · loan HK$21.48M · min. income ≈ HK$229,728/mo (50% DSR)
Upfront cash ≈ HK$15.84M (deposit + AVD stamp duty HK$1,521,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,283
−HK$7,167/mo
▼ 0.25% · 3.875%
HK$117,838
−HK$3,612/mo
Today · 4.125%
HK$121,450
baseline
▲ 0.50% · 4.625%
HK$128,840
+HK$7,390/mo
Deposit HK$10.74M · loan HK$25.06M · min. income ≈ HK$242,900/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$1,521,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,139
−HK$6,869/mo
▼ 0.25% · 3.875%
HK$130,549
−HK$3,459/mo
Today · 4.125%
HK$134,008
baseline
▲ 0.50% · 4.625%
HK$141,072
+HK$7,064/mo
Deposit HK$10.74M · loan HK$25.06M · min. income ≈ HK$268,016/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$1,521,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,936
−HK$9,214/mo
▼ 0.25% · 3.875%
HK$151,506
−HK$4,644/mo
Today · 4.125%
HK$156,150
baseline
▲ 0.50% · 4.625%
HK$165,651
+HK$9,501/mo
Deposit HK$3.58M · loan HK$32.22M · min. income ≈ HK$312,300/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,521,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,464
−HK$8,832/mo
▼ 0.25% · 3.875%
HK$167,848
−HK$4,448/mo
Today · 4.125%
HK$172,296
baseline
▲ 0.50% · 4.625%
HK$181,378
+HK$9,082/mo
Deposit HK$3.58M · loan HK$32.22M · min. income ≈ HK$344,592/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,521,457 · Scale 2, in force from 26 Feb 2026)