LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,633
−HK$5,119/mo
▼ 0.25% · 3.875%
HK$84,172
−HK$2,580/mo
Today · 4.125%
HK$86,752
baseline
▲ 0.50% · 4.625%
HK$92,030
+HK$5,278/mo
Deposit HK$17.90M · loan HK$17.90M · min. income ≈ HK$173,504/mo (50% DSR)
Upfront cash ≈ HK$19.42M (deposit + AVD stamp duty HK$1,521,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,815
−HK$4,907/mo
▼ 0.25% · 3.875%
HK$93,251
−HK$2,471/mo
Today · 4.125%
HK$95,722
baseline
▲ 0.50% · 4.625%
HK$100,768
+HK$5,046/mo
Deposit HK$17.90M · loan HK$17.90M · min. income ≈ HK$191,444/mo (50% DSR)
Upfront cash ≈ HK$19.42M (deposit + AVD stamp duty HK$1,521,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,959
−HK$6,143/mo
▼ 0.25% · 3.875%
HK$101,006
−HK$3,096/mo
Today · 4.125%
HK$104,102
baseline
▲ 0.50% · 4.625%
HK$110,436
+HK$6,334/mo
Deposit HK$14.32M · loan HK$21.48M · min. income ≈ HK$208,204/mo (50% DSR)
Upfront cash ≈ HK$15.84M (deposit + AVD stamp duty HK$1,521,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,979
−HK$5,887/mo
▼ 0.25% · 3.875%
HK$111,901
−HK$2,965/mo
Today · 4.125%
HK$114,866
baseline
▲ 0.50% · 4.625%
HK$120,921
+HK$6,055/mo
Deposit HK$14.32M · loan HK$21.48M · min. income ≈ HK$229,732/mo (50% DSR)
Upfront cash ≈ HK$15.84M (deposit + AVD stamp duty HK$1,521,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,286
−HK$7,166/mo
▼ 0.25% · 3.875%
HK$117,841
−HK$3,611/mo
Today · 4.125%
HK$121,452
baseline
▲ 0.50% · 4.625%
HK$128,842
+HK$7,390/mo
Deposit HK$10.74M · loan HK$25.06M · min. income ≈ HK$242,904/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$1,521,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,142
−HK$6,869/mo
▼ 0.25% · 3.875%
HK$130,552
−HK$3,459/mo
Today · 4.125%
HK$134,011
baseline
▲ 0.50% · 4.625%
HK$141,075
+HK$7,064/mo
Deposit HK$10.74M · loan HK$25.06M · min. income ≈ HK$268,022/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$1,521,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,939
−HK$9,214/mo
▼ 0.25% · 3.875%
HK$151,509
−HK$4,644/mo
Today · 4.125%
HK$156,153
baseline
▲ 0.50% · 4.625%
HK$165,655
+HK$9,502/mo
Deposit HK$3.58M · loan HK$32.22M · min. income ≈ HK$312,306/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,521,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,468
−HK$8,832/mo
▼ 0.25% · 3.875%
HK$167,852
−HK$4,448/mo
Today · 4.125%
HK$172,300
baseline
▲ 0.50% · 4.625%
HK$181,382
+HK$9,082/mo
Deposit HK$3.58M · loan HK$32.22M · min. income ≈ HK$344,600/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,521,490 · Scale 2, in force from 26 Feb 2026)