LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,635
−HK$5,119/mo
▼ 0.25% · 3.875%
HK$84,174
−HK$2,580/mo
Today · 4.125%
HK$86,754
baseline
▲ 0.50% · 4.625%
HK$92,033
+HK$5,279/mo
Deposit HK$17.90M · loan HK$17.90M · min. income ≈ HK$173,508/mo (50% DSR)
Upfront cash ≈ HK$19.42M (deposit + AVD stamp duty HK$1,521,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,818
−HK$4,907/mo
▼ 0.25% · 3.875%
HK$93,254
−HK$2,471/mo
Today · 4.125%
HK$95,725
baseline
▲ 0.50% · 4.625%
HK$100,771
+HK$5,046/mo
Deposit HK$17.90M · loan HK$17.90M · min. income ≈ HK$191,450/mo (50% DSR)
Upfront cash ≈ HK$19.42M (deposit + AVD stamp duty HK$1,521,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,962
−HK$6,143/mo
▼ 0.25% · 3.875%
HK$101,009
−HK$3,096/mo
Today · 4.125%
HK$104,105
baseline
▲ 0.50% · 4.625%
HK$110,440
+HK$6,335/mo
Deposit HK$14.32M · loan HK$21.48M · min. income ≈ HK$208,210/mo (50% DSR)
Upfront cash ≈ HK$15.84M (deposit + AVD stamp duty HK$1,521,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,982
−HK$5,888/mo
▼ 0.25% · 3.875%
HK$111,905
−HK$2,965/mo
Today · 4.125%
HK$114,870
baseline
▲ 0.50% · 4.625%
HK$120,925
+HK$6,055/mo
Deposit HK$14.32M · loan HK$21.48M · min. income ≈ HK$229,740/mo (50% DSR)
Upfront cash ≈ HK$15.84M (deposit + AVD stamp duty HK$1,521,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,289
−HK$7,167/mo
▼ 0.25% · 3.875%
HK$117,844
−HK$3,612/mo
Today · 4.125%
HK$121,456
baseline
▲ 0.50% · 4.625%
HK$128,847
+HK$7,391/mo
Deposit HK$10.74M · loan HK$25.06M · min. income ≈ HK$242,912/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$1,521,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,146
−HK$6,869/mo
▼ 0.25% · 3.875%
HK$130,556
−HK$3,459/mo
Today · 4.125%
HK$134,015
baseline
▲ 0.50% · 4.625%
HK$141,079
+HK$7,064/mo
Deposit HK$10.74M · loan HK$25.06M · min. income ≈ HK$268,030/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$1,521,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,943
−HK$9,215/mo
▼ 0.25% · 3.875%
HK$151,514
−HK$4,644/mo
Today · 4.125%
HK$156,158
baseline
▲ 0.50% · 4.625%
HK$165,660
+HK$9,502/mo
Deposit HK$3.58M · loan HK$32.22M · min. income ≈ HK$312,316/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,521,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,473
−HK$8,832/mo
▼ 0.25% · 3.875%
HK$167,857
−HK$4,448/mo
Today · 4.125%
HK$172,305
baseline
▲ 0.50% · 4.625%
HK$181,387
+HK$9,082/mo
Deposit HK$3.58M · loan HK$32.22M · min. income ≈ HK$344,610/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,521,538 · Scale 2, in force from 26 Feb 2026)