LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,638
−HK$5,119/mo
▼ 0.25% · 3.875%
HK$84,177
−HK$2,580/mo
Today · 4.125%
HK$86,757
baseline
▲ 0.50% · 4.625%
HK$92,036
+HK$5,279/mo
Deposit HK$17.90M · loan HK$17.90M · min. income ≈ HK$173,514/mo (50% DSR)
Upfront cash ≈ HK$19.42M (deposit + AVD stamp duty HK$1,521,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,821
−HK$4,907/mo
▼ 0.25% · 3.875%
HK$93,257
−HK$2,471/mo
Today · 4.125%
HK$95,728
baseline
▲ 0.50% · 4.625%
HK$100,774
+HK$5,046/mo
Deposit HK$17.90M · loan HK$17.90M · min. income ≈ HK$191,456/mo (50% DSR)
Upfront cash ≈ HK$19.42M (deposit + AVD stamp duty HK$1,521,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,965
−HK$6,144/mo
▼ 0.25% · 3.875%
HK$101,013
−HK$3,096/mo
Today · 4.125%
HK$104,109
baseline
▲ 0.50% · 4.625%
HK$110,443
+HK$6,334/mo
Deposit HK$14.32M · loan HK$21.48M · min. income ≈ HK$208,218/mo (50% DSR)
Upfront cash ≈ HK$15.84M (deposit + AVD stamp duty HK$1,521,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,985
−HK$5,889/mo
▼ 0.25% · 3.875%
HK$111,908
−HK$2,966/mo
Today · 4.125%
HK$114,874
baseline
▲ 0.50% · 4.625%
HK$120,929
+HK$6,055/mo
Deposit HK$14.32M · loan HK$21.48M · min. income ≈ HK$229,748/mo (50% DSR)
Upfront cash ≈ HK$15.84M (deposit + AVD stamp duty HK$1,521,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,293
−HK$7,167/mo
▼ 0.25% · 3.875%
HK$117,848
−HK$3,612/mo
Today · 4.125%
HK$121,460
baseline
▲ 0.50% · 4.625%
HK$128,851
+HK$7,391/mo
Deposit HK$10.74M · loan HK$25.06M · min. income ≈ HK$242,920/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$1,521,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,150
−HK$6,869/mo
▼ 0.25% · 3.875%
HK$130,560
−HK$3,459/mo
Today · 4.125%
HK$134,019
baseline
▲ 0.50% · 4.625%
HK$141,084
+HK$7,065/mo
Deposit HK$10.74M · loan HK$25.06M · min. income ≈ HK$268,038/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$1,521,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,948
−HK$9,215/mo
▼ 0.25% · 3.875%
HK$151,519
−HK$4,644/mo
Today · 4.125%
HK$156,163
baseline
▲ 0.50% · 4.625%
HK$165,665
+HK$9,502/mo
Deposit HK$3.58M · loan HK$32.22M · min. income ≈ HK$312,326/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,521,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,478
−HK$8,832/mo
▼ 0.25% · 3.875%
HK$167,863
−HK$4,447/mo
Today · 4.125%
HK$172,310
baseline
▲ 0.50% · 4.625%
HK$181,393
+HK$9,083/mo
Deposit HK$3.58M · loan HK$32.22M · min. income ≈ HK$344,620/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,521,586 · Scale 2, in force from 26 Feb 2026)