LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,642
−HK$5,119/mo
▼ 0.25% · 3.875%
HK$84,181
−HK$2,580/mo
Today · 4.125%
HK$86,761
baseline
▲ 0.50% · 4.625%
HK$92,041
+HK$5,280/mo
Deposit HK$17.90M · loan HK$17.90M · min. income ≈ HK$173,522/mo (50% DSR)
Upfront cash ≈ HK$19.42M (deposit + AVD stamp duty HK$1,521,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,826
−HK$4,907/mo
▼ 0.25% · 3.875%
HK$93,261
−HK$2,472/mo
Today · 4.125%
HK$95,733
baseline
▲ 0.50% · 4.625%
HK$100,779
+HK$5,046/mo
Deposit HK$17.90M · loan HK$17.90M · min. income ≈ HK$191,466/mo (50% DSR)
Upfront cash ≈ HK$19.42M (deposit + AVD stamp duty HK$1,521,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,970
−HK$6,144/mo
▼ 0.25% · 3.875%
HK$101,017
−HK$3,097/mo
Today · 4.125%
HK$104,114
baseline
▲ 0.50% · 4.625%
HK$110,449
+HK$6,335/mo
Deposit HK$14.32M · loan HK$21.48M · min. income ≈ HK$208,228/mo (50% DSR)
Upfront cash ≈ HK$15.84M (deposit + AVD stamp duty HK$1,521,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,991
−HK$5,888/mo
▼ 0.25% · 3.875%
HK$111,914
−HK$2,965/mo
Today · 4.125%
HK$114,879
baseline
▲ 0.50% · 4.625%
HK$120,934
+HK$6,055/mo
Deposit HK$14.32M · loan HK$21.48M · min. income ≈ HK$229,758/mo (50% DSR)
Upfront cash ≈ HK$15.84M (deposit + AVD stamp duty HK$1,521,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,298
−HK$7,168/mo
▼ 0.25% · 3.875%
HK$117,854
−HK$3,612/mo
Today · 4.125%
HK$121,466
baseline
▲ 0.50% · 4.625%
HK$128,857
+HK$7,391/mo
Deposit HK$10.74M · loan HK$25.06M · min. income ≈ HK$242,932/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$1,521,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,156
−HK$6,870/mo
▼ 0.25% · 3.875%
HK$130,566
−HK$3,460/mo
Today · 4.125%
HK$134,026
baseline
▲ 0.50% · 4.625%
HK$141,090
+HK$7,064/mo
Deposit HK$10.74M · loan HK$25.06M · min. income ≈ HK$268,052/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$1,521,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,955
−HK$9,215/mo
▼ 0.25% · 3.875%
HK$151,526
−HK$4,644/mo
Today · 4.125%
HK$156,170
baseline
▲ 0.50% · 4.625%
HK$165,673
+HK$9,503/mo
Deposit HK$3.58M · loan HK$32.22M · min. income ≈ HK$312,340/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,521,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,486
−HK$8,833/mo
▼ 0.25% · 3.875%
HK$167,871
−HK$4,448/mo
Today · 4.125%
HK$172,319
baseline
▲ 0.50% · 4.625%
HK$181,402
+HK$9,083/mo
Deposit HK$3.58M · loan HK$32.22M · min. income ≈ HK$344,638/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,521,658 · Scale 2, in force from 26 Feb 2026)