LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,642
−HK$5,120/mo
▼ 0.25% · 3.875%
HK$84,182
−HK$2,580/mo
Today · 4.125%
HK$86,762
baseline
▲ 0.50% · 4.625%
HK$92,041
+HK$5,279/mo
Deposit HK$17.90M · loan HK$17.90M · min. income ≈ HK$173,524/mo (50% DSR)
Upfront cash ≈ HK$19.42M (deposit + AVD stamp duty HK$1,521,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,826
−HK$4,907/mo
▼ 0.25% · 3.875%
HK$93,262
−HK$2,471/mo
Today · 4.125%
HK$95,733
baseline
▲ 0.50% · 4.625%
HK$100,780
+HK$5,047/mo
Deposit HK$17.90M · loan HK$17.90M · min. income ≈ HK$191,466/mo (50% DSR)
Upfront cash ≈ HK$19.42M (deposit + AVD stamp duty HK$1,521,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,971
−HK$6,143/mo
▼ 0.25% · 3.875%
HK$101,018
−HK$3,096/mo
Today · 4.125%
HK$104,114
baseline
▲ 0.50% · 4.625%
HK$110,450
+HK$6,336/mo
Deposit HK$14.32M · loan HK$21.48M · min. income ≈ HK$208,228/mo (50% DSR)
Upfront cash ≈ HK$15.84M (deposit + AVD stamp duty HK$1,521,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,992
−HK$5,888/mo
▼ 0.25% · 3.875%
HK$111,915
−HK$2,965/mo
Today · 4.125%
HK$114,880
baseline
▲ 0.50% · 4.625%
HK$120,936
+HK$6,056/mo
Deposit HK$14.32M · loan HK$21.48M · min. income ≈ HK$229,760/mo (50% DSR)
Upfront cash ≈ HK$15.84M (deposit + AVD stamp duty HK$1,521,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,299
−HK$7,168/mo
▼ 0.25% · 3.875%
HK$117,855
−HK$3,612/mo
Today · 4.125%
HK$121,467
baseline
▲ 0.50% · 4.625%
HK$128,858
+HK$7,391/mo
Deposit HK$10.74M · loan HK$25.06M · min. income ≈ HK$242,934/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$1,521,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,157
−HK$6,870/mo
▼ 0.25% · 3.875%
HK$130,567
−HK$3,460/mo
Today · 4.125%
HK$134,027
baseline
▲ 0.50% · 4.625%
HK$141,091
+HK$7,064/mo
Deposit HK$10.74M · loan HK$25.06M · min. income ≈ HK$268,054/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$1,521,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,956
−HK$9,216/mo
▼ 0.25% · 3.875%
HK$151,527
−HK$4,645/mo
Today · 4.125%
HK$156,172
baseline
▲ 0.50% · 4.625%
HK$165,674
+HK$9,502/mo
Deposit HK$3.58M · loan HK$32.22M · min. income ≈ HK$312,344/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,521,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,487
−HK$8,833/mo
▼ 0.25% · 3.875%
HK$167,872
−HK$4,448/mo
Today · 4.125%
HK$172,320
baseline
▲ 0.50% · 4.625%
HK$181,403
+HK$9,083/mo
Deposit HK$3.58M · loan HK$32.22M · min. income ≈ HK$344,640/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,521,672 · Scale 2, in force from 26 Feb 2026)