LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,649
−HK$5,120/mo
▼ 0.25% · 3.875%
HK$84,188
−HK$2,581/mo
Today · 4.125%
HK$86,769
baseline
▲ 0.50% · 4.625%
HK$92,048
+HK$5,279/mo
Deposit HK$17.90M · loan HK$17.90M · min. income ≈ HK$173,538/mo (50% DSR)
Upfront cash ≈ HK$19.43M (deposit + AVD stamp duty HK$1,521,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,833
−HK$4,908/mo
▼ 0.25% · 3.875%
HK$93,269
−HK$2,472/mo
Today · 4.125%
HK$95,741
baseline
▲ 0.50% · 4.625%
HK$100,787
+HK$5,046/mo
Deposit HK$17.90M · loan HK$17.90M · min. income ≈ HK$191,482/mo (50% DSR)
Upfront cash ≈ HK$19.43M (deposit + AVD stamp duty HK$1,521,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,978
−HK$6,145/mo
▼ 0.25% · 3.875%
HK$101,026
−HK$3,097/mo
Today · 4.125%
HK$104,123
baseline
▲ 0.50% · 4.625%
HK$110,458
+HK$6,335/mo
Deposit HK$14.32M · loan HK$21.48M · min. income ≈ HK$208,246/mo (50% DSR)
Upfront cash ≈ HK$15.84M (deposit + AVD stamp duty HK$1,521,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,000
−HK$5,889/mo
▼ 0.25% · 3.875%
HK$111,923
−HK$2,966/mo
Today · 4.125%
HK$114,889
baseline
▲ 0.50% · 4.625%
HK$120,945
+HK$6,056/mo
Deposit HK$14.32M · loan HK$21.48M · min. income ≈ HK$229,778/mo (50% DSR)
Upfront cash ≈ HK$15.84M (deposit + AVD stamp duty HK$1,521,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,308
−HK$7,168/mo
▼ 0.25% · 3.875%
HK$117,864
−HK$3,612/mo
Today · 4.125%
HK$121,476
baseline
▲ 0.50% · 4.625%
HK$128,868
+HK$7,392/mo
Deposit HK$10.74M · loan HK$25.06M · min. income ≈ HK$242,952/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$1,521,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,167
−HK$6,870/mo
▼ 0.25% · 3.875%
HK$130,577
−HK$3,460/mo
Today · 4.125%
HK$134,037
baseline
▲ 0.50% · 4.625%
HK$141,102
+HK$7,065/mo
Deposit HK$10.74M · loan HK$25.06M · min. income ≈ HK$268,074/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$1,521,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,968
−HK$9,216/mo
▼ 0.25% · 3.875%
HK$151,539
−HK$4,645/mo
Today · 4.125%
HK$156,184
baseline
▲ 0.50% · 4.625%
HK$165,687
+HK$9,503/mo
Deposit HK$3.58M · loan HK$32.23M · min. income ≈ HK$312,368/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,521,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,500
−HK$8,833/mo
▼ 0.25% · 3.875%
HK$167,885
−HK$4,448/mo
Today · 4.125%
HK$172,333
baseline
▲ 0.50% · 4.625%
HK$181,417
+HK$9,084/mo
Deposit HK$3.58M · loan HK$32.23M · min. income ≈ HK$344,666/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,521,789 · Scale 2, in force from 26 Feb 2026)