LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,651
−HK$5,120/mo
▼ 0.25% · 3.875%
HK$84,191
−HK$2,580/mo
Today · 4.125%
HK$86,771
baseline
▲ 0.50% · 4.625%
HK$92,051
+HK$5,280/mo
Deposit HK$17.90M · loan HK$17.90M · min. income ≈ HK$173,542/mo (50% DSR)
Upfront cash ≈ HK$19.43M (deposit + AVD stamp duty HK$1,521,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,836
−HK$4,908/mo
▼ 0.25% · 3.875%
HK$93,272
−HK$2,472/mo
Today · 4.125%
HK$95,744
baseline
▲ 0.50% · 4.625%
HK$100,790
+HK$5,046/mo
Deposit HK$17.90M · loan HK$17.90M · min. income ≈ HK$191,488/mo (50% DSR)
Upfront cash ≈ HK$19.43M (deposit + AVD stamp duty HK$1,521,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,981
−HK$6,145/mo
▼ 0.25% · 3.875%
HK$101,029
−HK$3,097/mo
Today · 4.125%
HK$104,126
baseline
▲ 0.50% · 4.625%
HK$110,461
+HK$6,335/mo
Deposit HK$14.32M · loan HK$21.48M · min. income ≈ HK$208,252/mo (50% DSR)
Upfront cash ≈ HK$15.84M (deposit + AVD stamp duty HK$1,521,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,003
−HK$5,889/mo
▼ 0.25% · 3.875%
HK$111,927
−HK$2,965/mo
Today · 4.125%
HK$114,892
baseline
▲ 0.50% · 4.625%
HK$120,949
+HK$6,057/mo
Deposit HK$14.32M · loan HK$21.48M · min. income ≈ HK$229,784/mo (50% DSR)
Upfront cash ≈ HK$15.84M (deposit + AVD stamp duty HK$1,521,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,312
−HK$7,168/mo
▼ 0.25% · 3.875%
HK$117,867
−HK$3,613/mo
Today · 4.125%
HK$121,480
baseline
▲ 0.50% · 4.625%
HK$128,872
+HK$7,392/mo
Deposit HK$10.74M · loan HK$25.07M · min. income ≈ HK$242,960/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$1,521,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,170
−HK$6,871/mo
▼ 0.25% · 3.875%
HK$130,581
−HK$3,460/mo
Today · 4.125%
HK$134,041
baseline
▲ 0.50% · 4.625%
HK$141,107
+HK$7,066/mo
Deposit HK$10.74M · loan HK$25.07M · min. income ≈ HK$268,082/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$1,521,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,972
−HK$9,216/mo
▼ 0.25% · 3.875%
HK$151,544
−HK$4,644/mo
Today · 4.125%
HK$156,188
baseline
▲ 0.50% · 4.625%
HK$165,692
+HK$9,504/mo
Deposit HK$3.58M · loan HK$32.23M · min. income ≈ HK$312,376/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,521,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,505
−HK$8,834/mo
▼ 0.25% · 3.875%
HK$167,890
−HK$4,449/mo
Today · 4.125%
HK$172,339
baseline
▲ 0.50% · 4.625%
HK$181,423
+HK$9,084/mo
Deposit HK$3.58M · loan HK$32.23M · min. income ≈ HK$344,678/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,521,835 · Scale 2, in force from 26 Feb 2026)