LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,655
−HK$5,121/mo
▼ 0.25% · 3.875%
HK$84,195
−HK$2,581/mo
Today · 4.125%
HK$86,776
baseline
▲ 0.50% · 4.625%
HK$92,056
+HK$5,280/mo
Deposit HK$17.90M · loan HK$17.90M · min. income ≈ HK$173,552/mo (50% DSR)
Upfront cash ≈ HK$19.43M (deposit + AVD stamp duty HK$1,521,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,841
−HK$4,908/mo
▼ 0.25% · 3.875%
HK$93,277
−HK$2,472/mo
Today · 4.125%
HK$95,749
baseline
▲ 0.50% · 4.625%
HK$100,796
+HK$5,047/mo
Deposit HK$17.90M · loan HK$17.90M · min. income ≈ HK$191,498/mo (50% DSR)
Upfront cash ≈ HK$19.43M (deposit + AVD stamp duty HK$1,521,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,986
−HK$6,145/mo
▼ 0.25% · 3.875%
HK$101,034
−HK$3,097/mo
Today · 4.125%
HK$104,131
baseline
▲ 0.50% · 4.625%
HK$110,467
+HK$6,336/mo
Deposit HK$14.32M · loan HK$21.49M · min. income ≈ HK$208,262/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,521,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,009
−HK$5,889/mo
▼ 0.25% · 3.875%
HK$111,932
−HK$2,966/mo
Today · 4.125%
HK$114,898
baseline
▲ 0.50% · 4.625%
HK$120,955
+HK$6,057/mo
Deposit HK$14.32M · loan HK$21.49M · min. income ≈ HK$229,796/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,521,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,318
−HK$7,168/mo
▼ 0.25% · 3.875%
HK$117,873
−HK$3,613/mo
Today · 4.125%
HK$121,486
baseline
▲ 0.50% · 4.625%
HK$128,878
+HK$7,392/mo
Deposit HK$10.74M · loan HK$25.07M · min. income ≈ HK$242,972/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$1,521,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,177
−HK$6,871/mo
▼ 0.25% · 3.875%
HK$130,588
−HK$3,460/mo
Today · 4.125%
HK$134,048
baseline
▲ 0.50% · 4.625%
HK$141,114
+HK$7,066/mo
Deposit HK$10.74M · loan HK$25.07M · min. income ≈ HK$268,096/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$1,521,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,980
−HK$9,217/mo
▼ 0.25% · 3.875%
HK$151,552
−HK$4,645/mo
Today · 4.125%
HK$156,197
baseline
▲ 0.50% · 4.625%
HK$165,701
+HK$9,504/mo
Deposit HK$3.58M · loan HK$32.23M · min. income ≈ HK$312,394/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,521,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,513
−HK$8,835/mo
▼ 0.25% · 3.875%
HK$167,899
−HK$4,449/mo
Today · 4.125%
HK$172,348
baseline
▲ 0.50% · 4.625%
HK$181,432
+HK$9,084/mo
Deposit HK$3.58M · loan HK$32.23M · min. income ≈ HK$344,696/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,521,914 · Scale 2, in force from 26 Feb 2026)