LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,657
−HK$5,121/mo
▼ 0.25% · 3.875%
HK$84,197
−HK$2,581/mo
Today · 4.125%
HK$86,778
baseline
▲ 0.50% · 4.625%
HK$92,058
+HK$5,280/mo
Deposit HK$17.91M · loan HK$17.91M · min. income ≈ HK$173,556/mo (50% DSR)
Upfront cash ≈ HK$19.43M (deposit + AVD stamp duty HK$1,521,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,843
−HK$4,908/mo
▼ 0.25% · 3.875%
HK$93,279
−HK$2,472/mo
Today · 4.125%
HK$95,751
baseline
▲ 0.50% · 4.625%
HK$100,798
+HK$5,047/mo
Deposit HK$17.91M · loan HK$17.91M · min. income ≈ HK$191,502/mo (50% DSR)
Upfront cash ≈ HK$19.43M (deposit + AVD stamp duty HK$1,521,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,989
−HK$6,144/mo
▼ 0.25% · 3.875%
HK$101,037
−HK$3,096/mo
Today · 4.125%
HK$104,133
baseline
▲ 0.50% · 4.625%
HK$110,470
+HK$6,337/mo
Deposit HK$14.32M · loan HK$21.49M · min. income ≈ HK$208,266/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,521,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,011
−HK$5,890/mo
▼ 0.25% · 3.875%
HK$111,935
−HK$2,966/mo
Today · 4.125%
HK$114,901
baseline
▲ 0.50% · 4.625%
HK$120,957
+HK$6,056/mo
Deposit HK$14.32M · loan HK$21.49M · min. income ≈ HK$229,802/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,521,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,320
−HK$7,169/mo
▼ 0.25% · 3.875%
HK$117,876
−HK$3,613/mo
Today · 4.125%
HK$121,489
baseline
▲ 0.50% · 4.625%
HK$128,881
+HK$7,392/mo
Deposit HK$10.74M · loan HK$25.07M · min. income ≈ HK$242,978/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$1,521,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,180
−HK$6,871/mo
▼ 0.25% · 3.875%
HK$130,591
−HK$3,460/mo
Today · 4.125%
HK$134,051
baseline
▲ 0.50% · 4.625%
HK$141,117
+HK$7,066/mo
Deposit HK$10.74M · loan HK$25.07M · min. income ≈ HK$268,102/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$1,521,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,983
−HK$9,217/mo
▼ 0.25% · 3.875%
HK$151,555
−HK$4,645/mo
Today · 4.125%
HK$156,200
baseline
▲ 0.50% · 4.625%
HK$165,704
+HK$9,504/mo
Deposit HK$3.58M · loan HK$32.23M · min. income ≈ HK$312,400/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,521,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,517
−HK$8,834/mo
▼ 0.25% · 3.875%
HK$167,902
−HK$4,449/mo
Today · 4.125%
HK$172,351
baseline
▲ 0.50% · 4.625%
HK$181,436
+HK$9,085/mo
Deposit HK$3.58M · loan HK$32.23M · min. income ≈ HK$344,702/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,521,946 · Scale 2, in force from 26 Feb 2026)