LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,662
−HK$5,121/mo
▼ 0.25% · 3.875%
HK$84,202
−HK$2,581/mo
Today · 4.125%
HK$86,783
baseline
▲ 0.50% · 4.625%
HK$92,063
+HK$5,280/mo
Deposit HK$17.91M · loan HK$17.91M · min. income ≈ HK$173,566/mo (50% DSR)
Upfront cash ≈ HK$19.43M (deposit + AVD stamp duty HK$1,522,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,848
−HK$4,908/mo
▼ 0.25% · 3.875%
HK$93,285
−HK$2,471/mo
Today · 4.125%
HK$95,756
baseline
▲ 0.50% · 4.625%
HK$100,804
+HK$5,048/mo
Deposit HK$17.91M · loan HK$17.91M · min. income ≈ HK$191,512/mo (50% DSR)
Upfront cash ≈ HK$19.43M (deposit + AVD stamp duty HK$1,522,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,994
−HK$6,145/mo
▼ 0.25% · 3.875%
HK$101,042
−HK$3,097/mo
Today · 4.125%
HK$104,139
baseline
▲ 0.50% · 4.625%
HK$110,476
+HK$6,337/mo
Deposit HK$14.33M · loan HK$21.49M · min. income ≈ HK$208,278/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,522,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,018
−HK$5,890/mo
▼ 0.25% · 3.875%
HK$111,941
−HK$2,967/mo
Today · 4.125%
HK$114,908
baseline
▲ 0.50% · 4.625%
HK$120,965
+HK$6,057/mo
Deposit HK$14.33M · loan HK$21.49M · min. income ≈ HK$229,816/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,522,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,327
−HK$7,169/mo
▼ 0.25% · 3.875%
HK$117,883
−HK$3,613/mo
Today · 4.125%
HK$121,496
baseline
▲ 0.50% · 4.625%
HK$128,889
+HK$7,393/mo
Deposit HK$10.74M · loan HK$25.07M · min. income ≈ HK$242,992/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$1,522,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,187
−HK$6,872/mo
▼ 0.25% · 3.875%
HK$130,598
−HK$3,461/mo
Today · 4.125%
HK$134,059
baseline
▲ 0.50% · 4.625%
HK$141,125
+HK$7,066/mo
Deposit HK$10.74M · loan HK$25.07M · min. income ≈ HK$268,118/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$1,522,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,991
−HK$9,218/mo
▼ 0.25% · 3.875%
HK$151,564
−HK$4,645/mo
Today · 4.125%
HK$156,209
baseline
▲ 0.50% · 4.625%
HK$165,714
+HK$9,505/mo
Deposit HK$3.58M · loan HK$32.23M · min. income ≈ HK$312,418/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,522,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,527
−HK$8,834/mo
▼ 0.25% · 3.875%
HK$167,912
−HK$4,449/mo
Today · 4.125%
HK$172,361
baseline
▲ 0.50% · 4.625%
HK$181,447
+HK$9,086/mo
Deposit HK$3.58M · loan HK$32.23M · min. income ≈ HK$344,722/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,522,036 · Scale 2, in force from 26 Feb 2026)