LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,663
−HK$5,121/mo
▼ 0.25% · 3.875%
HK$84,203
−HK$2,581/mo
Today · 4.125%
HK$86,784
baseline
▲ 0.50% · 4.625%
HK$92,065
+HK$5,281/mo
Deposit HK$17.91M · loan HK$17.91M · min. income ≈ HK$173,568/mo (50% DSR)
Upfront cash ≈ HK$19.43M (deposit + AVD stamp duty HK$1,522,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,849
−HK$4,909/mo
▼ 0.25% · 3.875%
HK$93,286
−HK$2,472/mo
Today · 4.125%
HK$95,758
baseline
▲ 0.50% · 4.625%
HK$100,805
+HK$5,047/mo
Deposit HK$17.91M · loan HK$17.91M · min. income ≈ HK$191,516/mo (50% DSR)
Upfront cash ≈ HK$19.43M (deposit + AVD stamp duty HK$1,522,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,996
−HK$6,145/mo
▼ 0.25% · 3.875%
HK$101,044
−HK$3,097/mo
Today · 4.125%
HK$104,141
baseline
▲ 0.50% · 4.625%
HK$110,478
+HK$6,337/mo
Deposit HK$14.33M · loan HK$21.49M · min. income ≈ HK$208,282/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,522,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,019
−HK$5,890/mo
▼ 0.25% · 3.875%
HK$111,943
−HK$2,966/mo
Today · 4.125%
HK$114,909
baseline
▲ 0.50% · 4.625%
HK$120,966
+HK$6,057/mo
Deposit HK$14.33M · loan HK$21.49M · min. income ≈ HK$229,818/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,522,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,328
−HK$7,170/mo
▼ 0.25% · 3.875%
HK$117,885
−HK$3,613/mo
Today · 4.125%
HK$121,498
baseline
▲ 0.50% · 4.625%
HK$128,891
+HK$7,393/mo
Deposit HK$10.74M · loan HK$25.07M · min. income ≈ HK$242,996/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$1,522,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,189
−HK$6,872/mo
▼ 0.25% · 3.875%
HK$130,600
−HK$3,461/mo
Today · 4.125%
HK$134,061
baseline
▲ 0.50% · 4.625%
HK$141,127
+HK$7,066/mo
Deposit HK$10.74M · loan HK$25.07M · min. income ≈ HK$268,122/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$1,522,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,994
−HK$9,218/mo
▼ 0.25% · 3.875%
HK$151,566
−HK$4,646/mo
Today · 4.125%
HK$156,212
baseline
▲ 0.50% · 4.625%
HK$165,717
+HK$9,505/mo
Deposit HK$3.58M · loan HK$32.23M · min. income ≈ HK$312,424/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,522,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,529
−HK$8,835/mo
▼ 0.25% · 3.875%
HK$167,915
−HK$4,449/mo
Today · 4.125%
HK$172,364
baseline
▲ 0.50% · 4.625%
HK$181,450
+HK$9,086/mo
Deposit HK$3.58M · loan HK$32.23M · min. income ≈ HK$344,728/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,522,060 · Scale 2, in force from 26 Feb 2026)