LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,665
−HK$5,121/mo
▼ 0.25% · 3.875%
HK$84,205
−HK$2,581/mo
Today · 4.125%
HK$86,786
baseline
▲ 0.50% · 4.625%
HK$92,067
+HK$5,281/mo
Deposit HK$17.91M · loan HK$17.91M · min. income ≈ HK$173,572/mo (50% DSR)
Upfront cash ≈ HK$19.43M (deposit + AVD stamp duty HK$1,522,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,851
−HK$4,909/mo
▼ 0.25% · 3.875%
HK$93,288
−HK$2,472/mo
Today · 4.125%
HK$95,760
baseline
▲ 0.50% · 4.625%
HK$100,807
+HK$5,047/mo
Deposit HK$17.91M · loan HK$17.91M · min. income ≈ HK$191,520/mo (50% DSR)
Upfront cash ≈ HK$19.43M (deposit + AVD stamp duty HK$1,522,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,998
−HK$6,145/mo
▼ 0.25% · 3.875%
HK$101,046
−HK$3,097/mo
Today · 4.125%
HK$104,143
baseline
▲ 0.50% · 4.625%
HK$110,480
+HK$6,337/mo
Deposit HK$14.33M · loan HK$21.49M · min. income ≈ HK$208,286/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,522,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,022
−HK$5,890/mo
▼ 0.25% · 3.875%
HK$111,946
−HK$2,966/mo
Today · 4.125%
HK$114,912
baseline
▲ 0.50% · 4.625%
HK$120,969
+HK$6,057/mo
Deposit HK$14.33M · loan HK$21.49M · min. income ≈ HK$229,824/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,522,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,331
−HK$7,169/mo
▼ 0.25% · 3.875%
HK$117,887
−HK$3,613/mo
Today · 4.125%
HK$121,500
baseline
▲ 0.50% · 4.625%
HK$128,893
+HK$7,393/mo
Deposit HK$10.74M · loan HK$25.07M · min. income ≈ HK$243,000/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$1,522,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,192
−HK$6,872/mo
▼ 0.25% · 3.875%
HK$130,603
−HK$3,461/mo
Today · 4.125%
HK$134,064
baseline
▲ 0.50% · 4.625%
HK$141,130
+HK$7,066/mo
Deposit HK$10.74M · loan HK$25.07M · min. income ≈ HK$268,128/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$1,522,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,997
−HK$9,218/mo
▼ 0.25% · 3.875%
HK$151,569
−HK$4,646/mo
Today · 4.125%
HK$156,215
baseline
▲ 0.50% · 4.625%
HK$165,720
+HK$9,505/mo
Deposit HK$3.58M · loan HK$32.23M · min. income ≈ HK$312,430/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,522,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,533
−HK$8,835/mo
▼ 0.25% · 3.875%
HK$167,918
−HK$4,450/mo
Today · 4.125%
HK$172,368
baseline
▲ 0.50% · 4.625%
HK$181,453
+HK$9,085/mo
Deposit HK$3.58M · loan HK$32.23M · min. income ≈ HK$344,736/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,522,092 · Scale 2, in force from 26 Feb 2026)