LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,666
−HK$5,121/mo
▼ 0.25% · 3.875%
HK$84,206
−HK$2,581/mo
Today · 4.125%
HK$86,787
baseline
▲ 0.50% · 4.625%
HK$92,068
+HK$5,281/mo
Deposit HK$17.91M · loan HK$17.91M · min. income ≈ HK$173,574/mo (50% DSR)
Upfront cash ≈ HK$19.43M (deposit + AVD stamp duty HK$1,522,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,852
−HK$4,909/mo
▼ 0.25% · 3.875%
HK$93,289
−HK$2,472/mo
Today · 4.125%
HK$95,761
baseline
▲ 0.50% · 4.625%
HK$100,809
+HK$5,048/mo
Deposit HK$17.91M · loan HK$17.91M · min. income ≈ HK$191,522/mo (50% DSR)
Upfront cash ≈ HK$19.43M (deposit + AVD stamp duty HK$1,522,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,999
−HK$6,145/mo
▼ 0.25% · 3.875%
HK$101,047
−HK$3,097/mo
Today · 4.125%
HK$104,144
baseline
▲ 0.50% · 4.625%
HK$110,481
+HK$6,337/mo
Deposit HK$14.33M · loan HK$21.49M · min. income ≈ HK$208,288/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,522,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,023
−HK$5,890/mo
▼ 0.25% · 3.875%
HK$111,947
−HK$2,966/mo
Today · 4.125%
HK$114,913
baseline
▲ 0.50% · 4.625%
HK$120,970
+HK$6,057/mo
Deposit HK$14.33M · loan HK$21.49M · min. income ≈ HK$229,826/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,522,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,332
−HK$7,170/mo
▼ 0.25% · 3.875%
HK$117,888
−HK$3,614/mo
Today · 4.125%
HK$121,502
baseline
▲ 0.50% · 4.625%
HK$128,895
+HK$7,393/mo
Deposit HK$10.74M · loan HK$25.07M · min. income ≈ HK$243,004/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$1,522,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,193
−HK$6,872/mo
▼ 0.25% · 3.875%
HK$130,605
−HK$3,460/mo
Today · 4.125%
HK$134,065
baseline
▲ 0.50% · 4.625%
HK$141,132
+HK$7,067/mo
Deposit HK$10.74M · loan HK$25.07M · min. income ≈ HK$268,130/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$1,522,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,998
−HK$9,218/mo
▼ 0.25% · 3.875%
HK$151,571
−HK$4,645/mo
Today · 4.125%
HK$156,216
baseline
▲ 0.50% · 4.625%
HK$165,722
+HK$9,506/mo
Deposit HK$3.58M · loan HK$32.23M · min. income ≈ HK$312,432/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,522,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,534
−HK$8,835/mo
▼ 0.25% · 3.875%
HK$167,920
−HK$4,449/mo
Today · 4.125%
HK$172,369
baseline
▲ 0.50% · 4.625%
HK$181,455
+HK$9,086/mo
Deposit HK$3.58M · loan HK$32.23M · min. income ≈ HK$344,738/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,522,108 · Scale 2, in force from 26 Feb 2026)