LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,666
−HK$5,122/mo
▼ 0.25% · 3.875%
HK$84,207
−HK$2,581/mo
Today · 4.125%
HK$86,788
baseline
▲ 0.50% · 4.625%
HK$92,068
+HK$5,280/mo
Deposit HK$17.91M · loan HK$17.91M · min. income ≈ HK$173,576/mo (50% DSR)
Upfront cash ≈ HK$19.43M (deposit + AVD stamp duty HK$1,522,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,853
−HK$4,909/mo
▼ 0.25% · 3.875%
HK$93,290
−HK$2,472/mo
Today · 4.125%
HK$95,762
baseline
▲ 0.50% · 4.625%
HK$100,809
+HK$5,047/mo
Deposit HK$17.91M · loan HK$17.91M · min. income ≈ HK$191,524/mo (50% DSR)
Upfront cash ≈ HK$19.43M (deposit + AVD stamp duty HK$1,522,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,000
−HK$6,145/mo
▼ 0.25% · 3.875%
HK$101,048
−HK$3,097/mo
Today · 4.125%
HK$104,145
baseline
▲ 0.50% · 4.625%
HK$110,482
+HK$6,337/mo
Deposit HK$14.33M · loan HK$21.49M · min. income ≈ HK$208,290/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,522,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,024
−HK$5,890/mo
▼ 0.25% · 3.875%
HK$111,948
−HK$2,966/mo
Today · 4.125%
HK$114,914
baseline
▲ 0.50% · 4.625%
HK$120,971
+HK$6,057/mo
Deposit HK$14.33M · loan HK$21.49M · min. income ≈ HK$229,828/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,522,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,333
−HK$7,170/mo
▼ 0.25% · 3.875%
HK$117,889
−HK$3,614/mo
Today · 4.125%
HK$121,503
baseline
▲ 0.50% · 4.625%
HK$128,896
+HK$7,393/mo
Deposit HK$10.74M · loan HK$25.07M · min. income ≈ HK$243,006/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$1,522,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,194
−HK$6,872/mo
▼ 0.25% · 3.875%
HK$130,606
−HK$3,460/mo
Today · 4.125%
HK$134,066
baseline
▲ 0.50% · 4.625%
HK$141,133
+HK$7,067/mo
Deposit HK$10.74M · loan HK$25.07M · min. income ≈ HK$268,132/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$1,522,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,000
−HK$9,218/mo
▼ 0.25% · 3.875%
HK$151,572
−HK$4,646/mo
Today · 4.125%
HK$156,218
baseline
▲ 0.50% · 4.625%
HK$165,723
+HK$9,505/mo
Deposit HK$3.58M · loan HK$32.23M · min. income ≈ HK$312,436/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,522,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,536
−HK$8,835/mo
▼ 0.25% · 3.875%
HK$167,921
−HK$4,450/mo
Today · 4.125%
HK$172,371
baseline
▲ 0.50% · 4.625%
HK$181,457
+HK$9,086/mo
Deposit HK$3.58M · loan HK$32.23M · min. income ≈ HK$344,742/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,522,120 · Scale 2, in force from 26 Feb 2026)