LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,670
−HK$5,121/mo
▼ 0.25% · 3.875%
HK$84,210
−HK$2,581/mo
Today · 4.125%
HK$86,791
baseline
▲ 0.50% · 4.625%
HK$92,072
+HK$5,281/mo
Deposit HK$17.91M · loan HK$17.91M · min. income ≈ HK$173,582/mo (50% DSR)
Upfront cash ≈ HK$19.43M (deposit + AVD stamp duty HK$1,522,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,857
−HK$4,909/mo
▼ 0.25% · 3.875%
HK$93,294
−HK$2,472/mo
Today · 4.125%
HK$95,766
baseline
▲ 0.50% · 4.625%
HK$100,814
+HK$5,048/mo
Deposit HK$17.91M · loan HK$17.91M · min. income ≈ HK$191,532/mo (50% DSR)
Upfront cash ≈ HK$19.43M (deposit + AVD stamp duty HK$1,522,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,004
−HK$6,146/mo
▼ 0.25% · 3.875%
HK$101,052
−HK$3,098/mo
Today · 4.125%
HK$104,150
baseline
▲ 0.50% · 4.625%
HK$110,487
+HK$6,337/mo
Deposit HK$14.33M · loan HK$21.49M · min. income ≈ HK$208,300/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,522,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,028
−HK$5,891/mo
▼ 0.25% · 3.875%
HK$111,952
−HK$2,967/mo
Today · 4.125%
HK$114,919
baseline
▲ 0.50% · 4.625%
HK$120,976
+HK$6,057/mo
Deposit HK$14.33M · loan HK$21.49M · min. income ≈ HK$229,838/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,522,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,338
−HK$7,170/mo
▼ 0.25% · 3.875%
HK$117,894
−HK$3,614/mo
Today · 4.125%
HK$121,508
baseline
▲ 0.50% · 4.625%
HK$128,901
+HK$7,393/mo
Deposit HK$10.74M · loan HK$25.07M · min. income ≈ HK$243,016/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$1,522,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,200
−HK$6,872/mo
▼ 0.25% · 3.875%
HK$130,611
−HK$3,461/mo
Today · 4.125%
HK$134,072
baseline
▲ 0.50% · 4.625%
HK$141,139
+HK$7,067/mo
Deposit HK$10.74M · loan HK$25.07M · min. income ≈ HK$268,144/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$1,522,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,006
−HK$9,218/mo
▼ 0.25% · 3.875%
HK$151,579
−HK$4,645/mo
Today · 4.125%
HK$156,224
baseline
▲ 0.50% · 4.625%
HK$165,730
+HK$9,506/mo
Deposit HK$3.58M · loan HK$32.23M · min. income ≈ HK$312,448/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,522,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,542
−HK$8,836/mo
▼ 0.25% · 3.875%
HK$167,929
−HK$4,449/mo
Today · 4.125%
HK$172,378
baseline
▲ 0.50% · 4.625%
HK$181,464
+HK$9,086/mo
Deposit HK$3.58M · loan HK$32.23M · min. income ≈ HK$344,756/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,522,185 · Scale 2, in force from 26 Feb 2026)