LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,672
−HK$5,121/mo
▼ 0.25% · 3.875%
HK$84,212
−HK$2,581/mo
Today · 4.125%
HK$86,793
baseline
▲ 0.50% · 4.625%
HK$92,075
+HK$5,282/mo
Deposit HK$17.91M · loan HK$17.91M · min. income ≈ HK$173,586/mo (50% DSR)
Upfront cash ≈ HK$19.43M (deposit + AVD stamp duty HK$1,522,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,859
−HK$4,909/mo
▼ 0.25% · 3.875%
HK$93,296
−HK$2,472/mo
Today · 4.125%
HK$95,768
baseline
▲ 0.50% · 4.625%
HK$100,816
+HK$5,048/mo
Deposit HK$17.91M · loan HK$17.91M · min. income ≈ HK$191,536/mo (50% DSR)
Upfront cash ≈ HK$19.43M (deposit + AVD stamp duty HK$1,522,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,006
−HK$6,146/mo
▼ 0.25% · 3.875%
HK$101,055
−HK$3,097/mo
Today · 4.125%
HK$104,152
baseline
▲ 0.50% · 4.625%
HK$110,489
+HK$6,337/mo
Deposit HK$14.33M · loan HK$21.49M · min. income ≈ HK$208,304/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,522,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,031
−HK$5,891/mo
▼ 0.25% · 3.875%
HK$111,955
−HK$2,967/mo
Today · 4.125%
HK$114,922
baseline
▲ 0.50% · 4.625%
HK$120,979
+HK$6,057/mo
Deposit HK$14.33M · loan HK$21.49M · min. income ≈ HK$229,844/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,522,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,341
−HK$7,170/mo
▼ 0.25% · 3.875%
HK$117,897
−HK$3,614/mo
Today · 4.125%
HK$121,511
baseline
▲ 0.50% · 4.625%
HK$128,904
+HK$7,393/mo
Deposit HK$10.75M · loan HK$25.07M · min. income ≈ HK$243,022/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$1,522,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,203
−HK$6,872/mo
▼ 0.25% · 3.875%
HK$130,614
−HK$3,461/mo
Today · 4.125%
HK$134,075
baseline
▲ 0.50% · 4.625%
HK$141,142
+HK$7,067/mo
Deposit HK$10.75M · loan HK$25.07M · min. income ≈ HK$268,150/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$1,522,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,009
−HK$9,219/mo
▼ 0.25% · 3.875%
HK$151,582
−HK$4,646/mo
Today · 4.125%
HK$156,228
baseline
▲ 0.50% · 4.625%
HK$165,734
+HK$9,506/mo
Deposit HK$3.58M · loan HK$32.24M · min. income ≈ HK$312,456/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,522,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,546
−HK$8,836/mo
▼ 0.25% · 3.875%
HK$167,933
−HK$4,449/mo
Today · 4.125%
HK$172,382
baseline
▲ 0.50% · 4.625%
HK$181,469
+HK$9,087/mo
Deposit HK$3.58M · loan HK$32.24M · min. income ≈ HK$344,764/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,522,221 · Scale 2, in force from 26 Feb 2026)