LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,674
−HK$5,122/mo
▼ 0.25% · 3.875%
HK$84,215
−HK$2,581/mo
Today · 4.125%
HK$86,796
baseline
▲ 0.50% · 4.625%
HK$92,077
+HK$5,281/mo
Deposit HK$17.91M · loan HK$17.91M · min. income ≈ HK$173,592/mo (50% DSR)
Upfront cash ≈ HK$19.43M (deposit + AVD stamp duty HK$1,522,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,862
−HK$4,909/mo
▼ 0.25% · 3.875%
HK$93,299
−HK$2,472/mo
Today · 4.125%
HK$95,771
baseline
▲ 0.50% · 4.625%
HK$100,819
+HK$5,048/mo
Deposit HK$17.91M · loan HK$17.91M · min. income ≈ HK$191,542/mo (50% DSR)
Upfront cash ≈ HK$19.43M (deposit + AVD stamp duty HK$1,522,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,009
−HK$6,146/mo
▼ 0.25% · 3.875%
HK$101,058
−HK$3,097/mo
Today · 4.125%
HK$104,155
baseline
▲ 0.50% · 4.625%
HK$110,493
+HK$6,338/mo
Deposit HK$14.33M · loan HK$21.49M · min. income ≈ HK$208,310/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,522,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,034
−HK$5,891/mo
▼ 0.25% · 3.875%
HK$111,958
−HK$2,967/mo
Today · 4.125%
HK$114,925
baseline
▲ 0.50% · 4.625%
HK$120,983
+HK$6,058/mo
Deposit HK$14.33M · loan HK$21.49M · min. income ≈ HK$229,850/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,522,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,344
−HK$7,170/mo
▼ 0.25% · 3.875%
HK$117,901
−HK$3,613/mo
Today · 4.125%
HK$121,514
baseline
▲ 0.50% · 4.625%
HK$128,908
+HK$7,394/mo
Deposit HK$10.75M · loan HK$25.07M · min. income ≈ HK$243,028/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$1,522,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,206
−HK$6,873/mo
▼ 0.25% · 3.875%
HK$130,618
−HK$3,461/mo
Today · 4.125%
HK$134,079
baseline
▲ 0.50% · 4.625%
HK$141,146
+HK$7,067/mo
Deposit HK$10.75M · loan HK$25.07M · min. income ≈ HK$268,158/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$1,522,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,013
−HK$9,219/mo
▼ 0.25% · 3.875%
HK$151,586
−HK$4,646/mo
Today · 4.125%
HK$156,232
baseline
▲ 0.50% · 4.625%
HK$165,739
+HK$9,507/mo
Deposit HK$3.58M · loan HK$32.24M · min. income ≈ HK$312,464/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,522,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,551
−HK$8,836/mo
▼ 0.25% · 3.875%
HK$167,937
−HK$4,450/mo
Today · 4.125%
HK$172,387
baseline
▲ 0.50% · 4.625%
HK$181,474
+HK$9,087/mo
Deposit HK$3.58M · loan HK$32.24M · min. income ≈ HK$344,774/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,522,264 · Scale 2, in force from 26 Feb 2026)