LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,680
−HK$5,122/mo
▼ 0.25% · 3.875%
HK$84,220
−HK$2,582/mo
Today · 4.125%
HK$86,802
baseline
▲ 0.50% · 4.625%
HK$92,083
+HK$5,281/mo
Deposit HK$17.91M · loan HK$17.91M · min. income ≈ HK$173,604/mo (50% DSR)
Upfront cash ≈ HK$19.43M (deposit + AVD stamp duty HK$1,522,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,868
−HK$4,909/mo
▼ 0.25% · 3.875%
HK$93,305
−HK$2,472/mo
Today · 4.125%
HK$95,777
baseline
▲ 0.50% · 4.625%
HK$100,826
+HK$5,049/mo
Deposit HK$17.91M · loan HK$17.91M · min. income ≈ HK$191,554/mo (50% DSR)
Upfront cash ≈ HK$19.43M (deposit + AVD stamp duty HK$1,522,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,016
−HK$6,146/mo
▼ 0.25% · 3.875%
HK$101,064
−HK$3,098/mo
Today · 4.125%
HK$104,162
baseline
▲ 0.50% · 4.625%
HK$110,500
+HK$6,338/mo
Deposit HK$14.33M · loan HK$21.49M · min. income ≈ HK$208,324/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,522,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,041
−HK$5,891/mo
▼ 0.25% · 3.875%
HK$111,966
−HK$2,966/mo
Today · 4.125%
HK$114,932
baseline
▲ 0.50% · 4.625%
HK$120,991
+HK$6,059/mo
Deposit HK$14.33M · loan HK$21.49M · min. income ≈ HK$229,864/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,522,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,351
−HK$7,171/mo
▼ 0.25% · 3.875%
HK$117,908
−HK$3,614/mo
Today · 4.125%
HK$121,522
baseline
▲ 0.50% · 4.625%
HK$128,917
+HK$7,395/mo
Deposit HK$10.75M · loan HK$25.07M · min. income ≈ HK$243,044/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$1,522,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,215
−HK$6,873/mo
▼ 0.25% · 3.875%
HK$130,627
−HK$3,461/mo
Today · 4.125%
HK$134,088
baseline
▲ 0.50% · 4.625%
HK$141,156
+HK$7,068/mo
Deposit HK$10.75M · loan HK$25.07M · min. income ≈ HK$268,176/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$1,522,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,023
−HK$9,220/mo
▼ 0.25% · 3.875%
HK$151,597
−HK$4,646/mo
Today · 4.125%
HK$156,243
baseline
▲ 0.50% · 4.625%
HK$165,750
+HK$9,507/mo
Deposit HK$3.58M · loan HK$32.24M · min. income ≈ HK$312,486/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,522,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,562
−HK$8,837/mo
▼ 0.25% · 3.875%
HK$167,949
−HK$4,450/mo
Today · 4.125%
HK$172,399
baseline
▲ 0.50% · 4.625%
HK$181,486
+HK$9,087/mo
Deposit HK$3.58M · loan HK$32.24M · min. income ≈ HK$344,798/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,522,366 · Scale 2, in force from 26 Feb 2026)