LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,696
−HK$5,124/mo
▼ 0.25% · 3.875%
HK$84,238
−HK$2,582/mo
Today · 4.125%
HK$86,820
baseline
▲ 0.50% · 4.625%
HK$92,102
+HK$5,282/mo
Deposit HK$17.91M · loan HK$17.91M · min. income ≈ HK$173,640/mo (50% DSR)
Upfront cash ≈ HK$19.44M (deposit + AVD stamp duty HK$1,522,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,886
−HK$4,911/mo
▼ 0.25% · 3.875%
HK$93,324
−HK$2,473/mo
Today · 4.125%
HK$95,797
baseline
▲ 0.50% · 4.625%
HK$100,846
+HK$5,049/mo
Deposit HK$17.91M · loan HK$17.91M · min. income ≈ HK$191,594/mo (50% DSR)
Upfront cash ≈ HK$19.44M (deposit + AVD stamp duty HK$1,522,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,036
−HK$6,147/mo
▼ 0.25% · 3.875%
HK$101,085
−HK$3,098/mo
Today · 4.125%
HK$104,183
baseline
▲ 0.50% · 4.625%
HK$110,523
+HK$6,340/mo
Deposit HK$14.33M · loan HK$21.50M · min. income ≈ HK$208,366/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,522,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,064
−HK$5,892/mo
▼ 0.25% · 3.875%
HK$111,989
−HK$2,967/mo
Today · 4.125%
HK$114,956
baseline
▲ 0.50% · 4.625%
HK$121,016
+HK$6,060/mo
Deposit HK$14.33M · loan HK$21.50M · min. income ≈ HK$229,912/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,522,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,375
−HK$7,172/mo
▼ 0.25% · 3.875%
HK$117,933
−HK$3,614/mo
Today · 4.125%
HK$121,547
baseline
▲ 0.50% · 4.625%
HK$128,943
+HK$7,396/mo
Deposit HK$10.75M · loan HK$25.08M · min. income ≈ HK$243,094/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$1,522,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,241
−HK$6,875/mo
▼ 0.25% · 3.875%
HK$130,654
−HK$3,462/mo
Today · 4.125%
HK$134,116
baseline
▲ 0.50% · 4.625%
HK$141,185
+HK$7,069/mo
Deposit HK$10.75M · loan HK$25.08M · min. income ≈ HK$268,232/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$1,522,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,054
−HK$9,221/mo
▼ 0.25% · 3.875%
HK$151,628
−HK$4,647/mo
Today · 4.125%
HK$156,275
baseline
▲ 0.50% · 4.625%
HK$165,784
+HK$9,509/mo
Deposit HK$3.58M · loan HK$32.24M · min. income ≈ HK$312,550/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,522,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,596
−HK$8,838/mo
▼ 0.25% · 3.875%
HK$167,983
−HK$4,451/mo
Today · 4.125%
HK$172,434
baseline
▲ 0.50% · 4.625%
HK$181,523
+HK$9,089/mo
Deposit HK$3.58M · loan HK$32.24M · min. income ≈ HK$344,868/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,522,680 · Scale 2, in force from 26 Feb 2026)