LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,699
−HK$5,123/mo
▼ 0.25% · 3.875%
HK$84,240
−HK$2,582/mo
Today · 4.125%
HK$86,822
baseline
▲ 0.50% · 4.625%
HK$92,105
+HK$5,283/mo
Deposit HK$17.91M · loan HK$17.91M · min. income ≈ HK$173,644/mo (50% DSR)
Upfront cash ≈ HK$19.44M (deposit + AVD stamp duty HK$1,522,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,889
−HK$4,911/mo
▼ 0.25% · 3.875%
HK$93,327
−HK$2,473/mo
Today · 4.125%
HK$95,800
baseline
▲ 0.50% · 4.625%
HK$100,849
+HK$5,049/mo
Deposit HK$17.91M · loan HK$17.91M · min. income ≈ HK$191,600/mo (50% DSR)
Upfront cash ≈ HK$19.44M (deposit + AVD stamp duty HK$1,522,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,039
−HK$6,147/mo
▼ 0.25% · 3.875%
HK$101,088
−HK$3,098/mo
Today · 4.125%
HK$104,186
baseline
▲ 0.50% · 4.625%
HK$110,526
+HK$6,340/mo
Deposit HK$14.33M · loan HK$21.50M · min. income ≈ HK$208,372/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,522,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,067
−HK$5,892/mo
▼ 0.25% · 3.875%
HK$111,992
−HK$2,967/mo
Today · 4.125%
HK$114,959
baseline
▲ 0.50% · 4.625%
HK$121,019
+HK$6,060/mo
Deposit HK$14.33M · loan HK$21.50M · min. income ≈ HK$229,918/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,522,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,378
−HK$7,173/mo
▼ 0.25% · 3.875%
HK$117,936
−HK$3,615/mo
Today · 4.125%
HK$121,551
baseline
▲ 0.50% · 4.625%
HK$128,947
+HK$7,396/mo
Deposit HK$10.75M · loan HK$25.08M · min. income ≈ HK$243,102/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$1,522,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,245
−HK$6,874/mo
▼ 0.25% · 3.875%
HK$130,657
−HK$3,462/mo
Today · 4.125%
HK$134,119
baseline
▲ 0.50% · 4.625%
HK$141,189
+HK$7,070/mo
Deposit HK$10.75M · loan HK$25.08M · min. income ≈ HK$268,238/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$1,522,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,058
−HK$9,222/mo
▼ 0.25% · 3.875%
HK$151,632
−HK$4,648/mo
Today · 4.125%
HK$156,280
baseline
▲ 0.50% · 4.625%
HK$165,789
+HK$9,509/mo
Deposit HK$3.58M · loan HK$32.25M · min. income ≈ HK$312,560/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,522,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,600
−HK$8,839/mo
▼ 0.25% · 3.875%
HK$167,988
−HK$4,451/mo
Today · 4.125%
HK$172,439
baseline
▲ 0.50% · 4.625%
HK$181,529
+HK$9,090/mo
Deposit HK$3.58M · loan HK$32.25M · min. income ≈ HK$344,878/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,522,724 · Scale 2, in force from 26 Feb 2026)