LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,709
−HK$5,124/mo
▼ 0.25% · 3.875%
HK$84,251
−HK$2,582/mo
Today · 4.125%
HK$86,833
baseline
▲ 0.50% · 4.625%
HK$92,116
+HK$5,283/mo
Deposit HK$17.92M · loan HK$17.92M · min. income ≈ HK$173,666/mo (50% DSR)
Upfront cash ≈ HK$19.44M (deposit + AVD stamp duty HK$1,522,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,900
−HK$4,912/mo
▼ 0.25% · 3.875%
HK$93,338
−HK$2,474/mo
Today · 4.125%
HK$95,812
baseline
▲ 0.50% · 4.625%
HK$100,862
+HK$5,050/mo
Deposit HK$17.92M · loan HK$17.92M · min. income ≈ HK$191,624/mo (50% DSR)
Upfront cash ≈ HK$19.44M (deposit + AVD stamp duty HK$1,522,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,051
−HK$6,148/mo
▼ 0.25% · 3.875%
HK$101,101
−HK$3,098/mo
Today · 4.125%
HK$104,199
baseline
▲ 0.50% · 4.625%
HK$110,540
+HK$6,341/mo
Deposit HK$14.33M · loan HK$21.50M · min. income ≈ HK$208,398/mo (50% DSR)
Upfront cash ≈ HK$15.86M (deposit + AVD stamp duty HK$1,522,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,081
−HK$5,893/mo
▼ 0.25% · 3.875%
HK$112,006
−HK$2,968/mo
Today · 4.125%
HK$114,974
baseline
▲ 0.50% · 4.625%
HK$121,034
+HK$6,060/mo
Deposit HK$14.33M · loan HK$21.50M · min. income ≈ HK$229,948/mo (50% DSR)
Upfront cash ≈ HK$15.86M (deposit + AVD stamp duty HK$1,522,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,393
−HK$7,173/mo
▼ 0.25% · 3.875%
HK$117,951
−HK$3,615/mo
Today · 4.125%
HK$121,566
baseline
▲ 0.50% · 4.625%
HK$128,963
+HK$7,397/mo
Deposit HK$10.75M · loan HK$25.08M · min. income ≈ HK$243,132/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$1,522,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,261
−HK$6,875/mo
▼ 0.25% · 3.875%
HK$130,674
−HK$3,462/mo
Today · 4.125%
HK$134,136
baseline
▲ 0.50% · 4.625%
HK$141,207
+HK$7,071/mo
Deposit HK$10.75M · loan HK$25.08M · min. income ≈ HK$268,272/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$1,522,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,076
−HK$9,223/mo
▼ 0.25% · 3.875%
HK$151,651
−HK$4,648/mo
Today · 4.125%
HK$156,299
baseline
▲ 0.50% · 4.625%
HK$165,810
+HK$9,511/mo
Deposit HK$3.58M · loan HK$32.25M · min. income ≈ HK$312,598/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,522,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,621
−HK$8,840/mo
▼ 0.25% · 3.875%
HK$168,009
−HK$4,452/mo
Today · 4.125%
HK$172,461
baseline
▲ 0.50% · 4.625%
HK$181,551
+HK$9,090/mo
Deposit HK$3.58M · loan HK$32.25M · min. income ≈ HK$344,922/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,522,914 · Scale 2, in force from 26 Feb 2026)