LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,725
−HK$5,125/mo
▼ 0.25% · 3.875%
HK$84,267
−HK$2,583/mo
Today · 4.125%
HK$86,850
baseline
▲ 0.50% · 4.625%
HK$92,135
+HK$5,285/mo
Deposit HK$17.92M · loan HK$17.92M · min. income ≈ HK$173,700/mo (50% DSR)
Upfront cash ≈ HK$19.44M (deposit + AVD stamp duty HK$1,523,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,918
−HK$4,912/mo
▼ 0.25% · 3.875%
HK$93,357
−HK$2,473/mo
Today · 4.125%
HK$95,830
baseline
▲ 0.50% · 4.625%
HK$100,882
+HK$5,052/mo
Deposit HK$17.92M · loan HK$17.92M · min. income ≈ HK$191,660/mo (50% DSR)
Upfront cash ≈ HK$19.44M (deposit + AVD stamp duty HK$1,523,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,070
−HK$6,150/mo
▼ 0.25% · 3.875%
HK$101,121
−HK$3,099/mo
Today · 4.125%
HK$104,220
baseline
▲ 0.50% · 4.625%
HK$110,561
+HK$6,341/mo
Deposit HK$14.34M · loan HK$21.50M · min. income ≈ HK$208,440/mo (50% DSR)
Upfront cash ≈ HK$15.86M (deposit + AVD stamp duty HK$1,523,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,102
−HK$5,894/mo
▼ 0.25% · 3.875%
HK$112,028
−HK$2,968/mo
Today · 4.125%
HK$114,996
baseline
▲ 0.50% · 4.625%
HK$121,058
+HK$6,062/mo
Deposit HK$14.34M · loan HK$21.50M · min. income ≈ HK$229,992/mo (50% DSR)
Upfront cash ≈ HK$15.86M (deposit + AVD stamp duty HK$1,523,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,415
−HK$7,175/mo
▼ 0.25% · 3.875%
HK$117,974
−HK$3,616/mo
Today · 4.125%
HK$121,590
baseline
▲ 0.50% · 4.625%
HK$128,988
+HK$7,398/mo
Deposit HK$10.75M · loan HK$25.09M · min. income ≈ HK$243,180/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$1,523,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,286
−HK$6,876/mo
▼ 0.25% · 3.875%
HK$130,699
−HK$3,463/mo
Today · 4.125%
HK$134,162
baseline
▲ 0.50% · 4.625%
HK$141,234
+HK$7,072/mo
Deposit HK$10.75M · loan HK$25.09M · min. income ≈ HK$268,324/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$1,523,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,105
−HK$9,225/mo
▼ 0.25% · 3.875%
HK$151,681
−HK$4,649/mo
Today · 4.125%
HK$156,330
baseline
▲ 0.50% · 4.625%
HK$165,842
+HK$9,512/mo
Deposit HK$3.58M · loan HK$32.26M · min. income ≈ HK$312,660/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,523,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,653
−HK$8,842/mo
▼ 0.25% · 3.875%
HK$168,042
−HK$4,453/mo
Today · 4.125%
HK$172,495
baseline
▲ 0.50% · 4.625%
HK$181,587
+HK$9,092/mo
Deposit HK$3.58M · loan HK$32.26M · min. income ≈ HK$344,990/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,523,213 · Scale 2, in force from 26 Feb 2026)