LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,730
−HK$5,125/mo
▼ 0.25% · 3.875%
HK$84,272
−HK$2,583/mo
Today · 4.125%
HK$86,855
baseline
▲ 0.50% · 4.625%
HK$92,140
+HK$5,285/mo
Deposit HK$17.92M · loan HK$17.92M · min. income ≈ HK$173,710/mo (50% DSR)
Upfront cash ≈ HK$19.44M (deposit + AVD stamp duty HK$1,523,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,924
−HK$4,912/mo
▼ 0.25% · 3.875%
HK$93,362
−HK$2,474/mo
Today · 4.125%
HK$95,836
baseline
▲ 0.50% · 4.625%
HK$100,888
+HK$5,052/mo
Deposit HK$17.92M · loan HK$17.92M · min. income ≈ HK$191,672/mo (50% DSR)
Upfront cash ≈ HK$19.44M (deposit + AVD stamp duty HK$1,523,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,076
−HK$6,150/mo
▼ 0.25% · 3.875%
HK$101,127
−HK$3,099/mo
Today · 4.125%
HK$104,226
baseline
▲ 0.50% · 4.625%
HK$110,568
+HK$6,342/mo
Deposit HK$14.34M · loan HK$21.51M · min. income ≈ HK$208,452/mo (50% DSR)
Upfront cash ≈ HK$15.86M (deposit + AVD stamp duty HK$1,523,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,109
−HK$5,894/mo
▼ 0.25% · 3.875%
HK$112,035
−HK$2,968/mo
Today · 4.125%
HK$115,003
baseline
▲ 0.50% · 4.625%
HK$121,065
+HK$6,062/mo
Deposit HK$14.34M · loan HK$21.51M · min. income ≈ HK$230,006/mo (50% DSR)
Upfront cash ≈ HK$15.86M (deposit + AVD stamp duty HK$1,523,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,422
−HK$7,175/mo
▼ 0.25% · 3.875%
HK$117,981
−HK$3,616/mo
Today · 4.125%
HK$121,597
baseline
▲ 0.50% · 4.625%
HK$128,996
+HK$7,399/mo
Deposit HK$10.75M · loan HK$25.09M · min. income ≈ HK$243,194/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$1,523,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,293
−HK$6,878/mo
▼ 0.25% · 3.875%
HK$130,707
−HK$3,464/mo
Today · 4.125%
HK$134,171
baseline
▲ 0.50% · 4.625%
HK$141,243
+HK$7,072/mo
Deposit HK$10.75M · loan HK$25.09M · min. income ≈ HK$268,342/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$1,523,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,114
−HK$9,225/mo
▼ 0.25% · 3.875%
HK$151,690
−HK$4,649/mo
Today · 4.125%
HK$156,339
baseline
▲ 0.50% · 4.625%
HK$165,852
+HK$9,513/mo
Deposit HK$3.58M · loan HK$32.26M · min. income ≈ HK$312,678/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,523,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,663
−HK$8,842/mo
▼ 0.25% · 3.875%
HK$168,052
−HK$4,453/mo
Today · 4.125%
HK$172,505
baseline
▲ 0.50% · 4.625%
HK$181,598
+HK$9,093/mo
Deposit HK$3.58M · loan HK$32.26M · min. income ≈ HK$345,010/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,523,305 · Scale 2, in force from 26 Feb 2026)