LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,730
−HK$5,126/mo
▼ 0.25% · 3.875%
HK$84,273
−HK$2,583/mo
Today · 4.125%
HK$86,856
baseline
▲ 0.50% · 4.625%
HK$92,141
+HK$5,285/mo
Deposit HK$17.92M · loan HK$17.92M · min. income ≈ HK$173,712/mo (50% DSR)
Upfront cash ≈ HK$19.44M (deposit + AVD stamp duty HK$1,523,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,924
−HK$4,913/mo
▼ 0.25% · 3.875%
HK$93,363
−HK$2,474/mo
Today · 4.125%
HK$95,837
baseline
▲ 0.50% · 4.625%
HK$100,888
+HK$5,051/mo
Deposit HK$17.92M · loan HK$17.92M · min. income ≈ HK$191,674/mo (50% DSR)
Upfront cash ≈ HK$19.44M (deposit + AVD stamp duty HK$1,523,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,076
−HK$6,151/mo
▼ 0.25% · 3.875%
HK$101,127
−HK$3,100/mo
Today · 4.125%
HK$104,227
baseline
▲ 0.50% · 4.625%
HK$110,569
+HK$6,342/mo
Deposit HK$14.34M · loan HK$21.51M · min. income ≈ HK$208,454/mo (50% DSR)
Upfront cash ≈ HK$15.86M (deposit + AVD stamp duty HK$1,523,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,109
−HK$5,895/mo
▼ 0.25% · 3.875%
HK$112,035
−HK$2,969/mo
Today · 4.125%
HK$115,004
baseline
▲ 0.50% · 4.625%
HK$121,066
+HK$6,062/mo
Deposit HK$14.34M · loan HK$21.51M · min. income ≈ HK$230,008/mo (50% DSR)
Upfront cash ≈ HK$15.86M (deposit + AVD stamp duty HK$1,523,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,423
−HK$7,175/mo
▼ 0.25% · 3.875%
HK$117,982
−HK$3,616/mo
Today · 4.125%
HK$121,598
baseline
▲ 0.50% · 4.625%
HK$128,997
+HK$7,399/mo
Deposit HK$10.75M · loan HK$25.09M · min. income ≈ HK$243,196/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$1,523,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,294
−HK$6,877/mo
▼ 0.25% · 3.875%
HK$130,708
−HK$3,463/mo
Today · 4.125%
HK$134,171
baseline
▲ 0.50% · 4.625%
HK$141,244
+HK$7,073/mo
Deposit HK$10.75M · loan HK$25.09M · min. income ≈ HK$268,342/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$1,523,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,115
−HK$9,225/mo
▼ 0.25% · 3.875%
HK$151,691
−HK$4,649/mo
Today · 4.125%
HK$156,340
baseline
▲ 0.50% · 4.625%
HK$165,853
+HK$9,513/mo
Deposit HK$3.58M · loan HK$32.26M · min. income ≈ HK$312,680/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,523,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,664
−HK$8,842/mo
▼ 0.25% · 3.875%
HK$168,053
−HK$4,453/mo
Today · 4.125%
HK$172,506
baseline
▲ 0.50% · 4.625%
HK$181,599
+HK$9,093/mo
Deposit HK$3.58M · loan HK$32.26M · min. income ≈ HK$345,012/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,523,312 · Scale 2, in force from 26 Feb 2026)