LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,733
−HK$5,126/mo
▼ 0.25% · 3.875%
HK$84,276
−HK$2,583/mo
Today · 4.125%
HK$86,859
baseline
▲ 0.50% · 4.625%
HK$92,144
+HK$5,285/mo
Deposit HK$17.92M · loan HK$17.92M · min. income ≈ HK$173,718/mo (50% DSR)
Upfront cash ≈ HK$19.45M (deposit + AVD stamp duty HK$1,523,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,927
−HK$4,913/mo
▼ 0.25% · 3.875%
HK$93,366
−HK$2,474/mo
Today · 4.125%
HK$95,840
baseline
▲ 0.50% · 4.625%
HK$100,892
+HK$5,052/mo
Deposit HK$17.92M · loan HK$17.92M · min. income ≈ HK$191,680/mo (50% DSR)
Upfront cash ≈ HK$19.45M (deposit + AVD stamp duty HK$1,523,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,080
−HK$6,150/mo
▼ 0.25% · 3.875%
HK$101,131
−HK$3,099/mo
Today · 4.125%
HK$104,230
baseline
▲ 0.50% · 4.625%
HK$110,573
+HK$6,343/mo
Deposit HK$14.34M · loan HK$21.51M · min. income ≈ HK$208,460/mo (50% DSR)
Upfront cash ≈ HK$15.86M (deposit + AVD stamp duty HK$1,523,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,113
−HK$5,895/mo
▼ 0.25% · 3.875%
HK$112,039
−HK$2,969/mo
Today · 4.125%
HK$115,008
baseline
▲ 0.50% · 4.625%
HK$121,070
+HK$6,062/mo
Deposit HK$14.34M · loan HK$21.51M · min. income ≈ HK$230,016/mo (50% DSR)
Upfront cash ≈ HK$15.86M (deposit + AVD stamp duty HK$1,523,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,427
−HK$7,175/mo
▼ 0.25% · 3.875%
HK$117,986
−HK$3,616/mo
Today · 4.125%
HK$121,602
baseline
▲ 0.50% · 4.625%
HK$129,001
+HK$7,399/mo
Deposit HK$10.75M · loan HK$25.09M · min. income ≈ HK$243,204/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$1,523,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,298
−HK$6,878/mo
▼ 0.25% · 3.875%
HK$130,712
−HK$3,464/mo
Today · 4.125%
HK$134,176
baseline
▲ 0.50% · 4.625%
HK$141,248
+HK$7,072/mo
Deposit HK$10.75M · loan HK$25.09M · min. income ≈ HK$268,352/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$1,523,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,120
−HK$9,226/mo
▼ 0.25% · 3.875%
HK$151,696
−HK$4,650/mo
Today · 4.125%
HK$156,346
baseline
▲ 0.50% · 4.625%
HK$165,859
+HK$9,513/mo
Deposit HK$3.58M · loan HK$32.26M · min. income ≈ HK$312,692/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,523,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,669
−HK$8,843/mo
▼ 0.25% · 3.875%
HK$168,059
−HK$4,453/mo
Today · 4.125%
HK$172,512
baseline
▲ 0.50% · 4.625%
HK$181,605
+HK$9,093/mo
Deposit HK$3.58M · loan HK$32.26M · min. income ≈ HK$345,024/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,523,365 · Scale 2, in force from 26 Feb 2026)