LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,739
−HK$5,125/mo
▼ 0.25% · 3.875%
HK$84,281
−HK$2,583/mo
Today · 4.125%
HK$86,864
baseline
▲ 0.50% · 4.625%
HK$92,150
+HK$5,286/mo
Deposit HK$17.92M · loan HK$17.92M · min. income ≈ HK$173,728/mo (50% DSR)
Upfront cash ≈ HK$19.45M (deposit + AVD stamp duty HK$1,523,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,933
−HK$4,913/mo
▼ 0.25% · 3.875%
HK$93,372
−HK$2,474/mo
Today · 4.125%
HK$95,846
baseline
▲ 0.50% · 4.625%
HK$100,898
+HK$5,052/mo
Deposit HK$17.92M · loan HK$17.92M · min. income ≈ HK$191,692/mo (50% DSR)
Upfront cash ≈ HK$19.45M (deposit + AVD stamp duty HK$1,523,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,086
−HK$6,151/mo
▼ 0.25% · 3.875%
HK$101,137
−HK$3,100/mo
Today · 4.125%
HK$104,237
baseline
▲ 0.50% · 4.625%
HK$110,580
+HK$6,343/mo
Deposit HK$14.34M · loan HK$21.51M · min. income ≈ HK$208,474/mo (50% DSR)
Upfront cash ≈ HK$15.86M (deposit + AVD stamp duty HK$1,523,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,120
−HK$5,895/mo
▼ 0.25% · 3.875%
HK$112,047
−HK$2,968/mo
Today · 4.125%
HK$115,015
baseline
▲ 0.50% · 4.625%
HK$121,078
+HK$6,063/mo
Deposit HK$14.34M · loan HK$21.51M · min. income ≈ HK$230,030/mo (50% DSR)
Upfront cash ≈ HK$15.86M (deposit + AVD stamp duty HK$1,523,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,434
−HK$7,176/mo
▼ 0.25% · 3.875%
HK$117,994
−HK$3,616/mo
Today · 4.125%
HK$121,610
baseline
▲ 0.50% · 4.625%
HK$129,010
+HK$7,400/mo
Deposit HK$10.75M · loan HK$25.09M · min. income ≈ HK$243,220/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$1,523,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,307
−HK$6,878/mo
▼ 0.25% · 3.875%
HK$130,721
−HK$3,464/mo
Today · 4.125%
HK$134,185
baseline
▲ 0.50% · 4.625%
HK$141,258
+HK$7,073/mo
Deposit HK$10.75M · loan HK$25.09M · min. income ≈ HK$268,370/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$1,523,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,129
−HK$9,227/mo
▼ 0.25% · 3.875%
HK$151,706
−HK$4,650/mo
Today · 4.125%
HK$156,356
baseline
▲ 0.50% · 4.625%
HK$165,870
+HK$9,514/mo
Deposit HK$3.58M · loan HK$32.26M · min. income ≈ HK$312,712/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,523,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,680
−HK$8,843/mo
▼ 0.25% · 3.875%
HK$168,070
−HK$4,453/mo
Today · 4.125%
HK$172,523
baseline
▲ 0.50% · 4.625%
HK$181,617
+HK$9,094/mo
Deposit HK$3.58M · loan HK$32.26M · min. income ≈ HK$345,046/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,523,465 · Scale 2, in force from 26 Feb 2026)