LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,742
−HK$5,126/mo
▼ 0.25% · 3.875%
HK$84,285
−HK$2,583/mo
Today · 4.125%
HK$86,868
baseline
▲ 0.50% · 4.625%
HK$92,154
+HK$5,286/mo
Deposit HK$17.92M · loan HK$17.92M · min. income ≈ HK$173,736/mo (50% DSR)
Upfront cash ≈ HK$19.45M (deposit + AVD stamp duty HK$1,523,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,938
−HK$4,913/mo
▼ 0.25% · 3.875%
HK$93,377
−HK$2,474/mo
Today · 4.125%
HK$95,851
baseline
▲ 0.50% · 4.625%
HK$100,903
+HK$5,052/mo
Deposit HK$17.92M · loan HK$17.92M · min. income ≈ HK$191,702/mo (50% DSR)
Upfront cash ≈ HK$19.45M (deposit + AVD stamp duty HK$1,523,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,091
−HK$6,151/mo
▼ 0.25% · 3.875%
HK$101,142
−HK$3,100/mo
Today · 4.125%
HK$104,242
baseline
▲ 0.50% · 4.625%
HK$110,585
+HK$6,343/mo
Deposit HK$14.34M · loan HK$21.51M · min. income ≈ HK$208,484/mo (50% DSR)
Upfront cash ≈ HK$15.86M (deposit + AVD stamp duty HK$1,523,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,125
−HK$5,896/mo
▼ 0.25% · 3.875%
HK$112,052
−HK$2,969/mo
Today · 4.125%
HK$115,021
baseline
▲ 0.50% · 4.625%
HK$121,084
+HK$6,063/mo
Deposit HK$14.34M · loan HK$21.51M · min. income ≈ HK$230,042/mo (50% DSR)
Upfront cash ≈ HK$15.86M (deposit + AVD stamp duty HK$1,523,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,439
−HK$7,177/mo
▼ 0.25% · 3.875%
HK$117,999
−HK$3,617/mo
Today · 4.125%
HK$121,616
baseline
▲ 0.50% · 4.625%
HK$129,016
+HK$7,400/mo
Deposit HK$10.75M · loan HK$25.09M · min. income ≈ HK$243,232/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$1,523,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,313
−HK$6,878/mo
▼ 0.25% · 3.875%
HK$130,727
−HK$3,464/mo
Today · 4.125%
HK$134,191
baseline
▲ 0.50% · 4.625%
HK$141,264
+HK$7,073/mo
Deposit HK$10.75M · loan HK$25.09M · min. income ≈ HK$268,382/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$1,523,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,136
−HK$9,227/mo
▼ 0.25% · 3.875%
HK$151,713
−HK$4,650/mo
Today · 4.125%
HK$156,363
baseline
▲ 0.50% · 4.625%
HK$165,877
+HK$9,514/mo
Deposit HK$3.58M · loan HK$32.26M · min. income ≈ HK$312,726/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,523,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,688
−HK$8,843/mo
▼ 0.25% · 3.875%
HK$168,078
−HK$4,453/mo
Today · 4.125%
HK$172,531
baseline
▲ 0.50% · 4.625%
HK$181,626
+HK$9,095/mo
Deposit HK$3.58M · loan HK$32.26M · min. income ≈ HK$345,062/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,523,537 · Scale 2, in force from 26 Feb 2026)