LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,744
−HK$5,126/mo
▼ 0.25% · 3.875%
HK$84,287
−HK$2,583/mo
Today · 4.125%
HK$86,870
baseline
▲ 0.50% · 4.625%
HK$92,156
+HK$5,286/mo
Deposit HK$17.92M · loan HK$17.92M · min. income ≈ HK$173,740/mo (50% DSR)
Upfront cash ≈ HK$19.45M (deposit + AVD stamp duty HK$1,523,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,939
−HK$4,914/mo
▼ 0.25% · 3.875%
HK$93,378
−HK$2,475/mo
Today · 4.125%
HK$95,853
baseline
▲ 0.50% · 4.625%
HK$100,905
+HK$5,052/mo
Deposit HK$17.92M · loan HK$17.92M · min. income ≈ HK$191,706/mo (50% DSR)
Upfront cash ≈ HK$19.45M (deposit + AVD stamp duty HK$1,523,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,093
−HK$6,151/mo
▼ 0.25% · 3.875%
HK$101,144
−HK$3,100/mo
Today · 4.125%
HK$104,244
baseline
▲ 0.50% · 4.625%
HK$110,587
+HK$6,343/mo
Deposit HK$14.34M · loan HK$21.51M · min. income ≈ HK$208,488/mo (50% DSR)
Upfront cash ≈ HK$15.86M (deposit + AVD stamp duty HK$1,523,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,127
−HK$5,896/mo
▼ 0.25% · 3.875%
HK$112,054
−HK$2,969/mo
Today · 4.125%
HK$115,023
baseline
▲ 0.50% · 4.625%
HK$121,086
+HK$6,063/mo
Deposit HK$14.34M · loan HK$21.51M · min. income ≈ HK$230,046/mo (50% DSR)
Upfront cash ≈ HK$15.86M (deposit + AVD stamp duty HK$1,523,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,442
−HK$7,176/mo
▼ 0.25% · 3.875%
HK$118,001
−HK$3,617/mo
Today · 4.125%
HK$121,618
baseline
▲ 0.50% · 4.625%
HK$129,018
+HK$7,400/mo
Deposit HK$10.75M · loan HK$25.09M · min. income ≈ HK$243,236/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$1,523,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,315
−HK$6,879/mo
▼ 0.25% · 3.875%
HK$130,730
−HK$3,464/mo
Today · 4.125%
HK$134,194
baseline
▲ 0.50% · 4.625%
HK$141,267
+HK$7,073/mo
Deposit HK$10.75M · loan HK$25.09M · min. income ≈ HK$268,388/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$1,523,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,139
−HK$9,227/mo
▼ 0.25% · 3.875%
HK$151,716
−HK$4,650/mo
Today · 4.125%
HK$156,366
baseline
▲ 0.50% · 4.625%
HK$165,881
+HK$9,515/mo
Deposit HK$3.58M · loan HK$32.26M · min. income ≈ HK$312,732/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,523,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,691
−HK$8,844/mo
▼ 0.25% · 3.875%
HK$168,081
−HK$4,454/mo
Today · 4.125%
HK$172,535
baseline
▲ 0.50% · 4.625%
HK$181,629
+HK$9,094/mo
Deposit HK$3.58M · loan HK$32.26M · min. income ≈ HK$345,070/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,523,567 · Scale 2, in force from 26 Feb 2026)