LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,746
−HK$5,126/mo
▼ 0.25% · 3.875%
HK$84,289
−HK$2,583/mo
Today · 4.125%
HK$86,872
baseline
▲ 0.50% · 4.625%
HK$92,158
+HK$5,286/mo
Deposit HK$17.92M · loan HK$17.92M · min. income ≈ HK$173,744/mo (50% DSR)
Upfront cash ≈ HK$19.45M (deposit + AVD stamp duty HK$1,523,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,942
−HK$4,913/mo
▼ 0.25% · 3.875%
HK$93,381
−HK$2,474/mo
Today · 4.125%
HK$95,855
baseline
▲ 0.50% · 4.625%
HK$100,908
+HK$5,053/mo
Deposit HK$17.92M · loan HK$17.92M · min. income ≈ HK$191,710/mo (50% DSR)
Upfront cash ≈ HK$19.45M (deposit + AVD stamp duty HK$1,523,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,095
−HK$6,152/mo
▼ 0.25% · 3.875%
HK$101,147
−HK$3,100/mo
Today · 4.125%
HK$104,247
baseline
▲ 0.50% · 4.625%
HK$110,590
+HK$6,343/mo
Deposit HK$14.34M · loan HK$21.51M · min. income ≈ HK$208,494/mo (50% DSR)
Upfront cash ≈ HK$15.86M (deposit + AVD stamp duty HK$1,523,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,130
−HK$5,896/mo
▼ 0.25% · 3.875%
HK$112,057
−HK$2,969/mo
Today · 4.125%
HK$115,026
baseline
▲ 0.50% · 4.625%
HK$121,089
+HK$6,063/mo
Deposit HK$14.34M · loan HK$21.51M · min. income ≈ HK$230,052/mo (50% DSR)
Upfront cash ≈ HK$15.86M (deposit + AVD stamp duty HK$1,523,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,445
−HK$7,176/mo
▼ 0.25% · 3.875%
HK$118,005
−HK$3,616/mo
Today · 4.125%
HK$121,621
baseline
▲ 0.50% · 4.625%
HK$129,022
+HK$7,401/mo
Deposit HK$10.75M · loan HK$25.09M · min. income ≈ HK$243,242/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$1,523,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,319
−HK$6,878/mo
▼ 0.25% · 3.875%
HK$130,733
−HK$3,464/mo
Today · 4.125%
HK$134,197
baseline
▲ 0.50% · 4.625%
HK$141,271
+HK$7,074/mo
Deposit HK$10.75M · loan HK$25.09M · min. income ≈ HK$268,394/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$1,523,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,143
−HK$9,227/mo
▼ 0.25% · 3.875%
HK$151,720
−HK$4,650/mo
Today · 4.125%
HK$156,370
baseline
▲ 0.50% · 4.625%
HK$165,885
+HK$9,515/mo
Deposit HK$3.58M · loan HK$32.26M · min. income ≈ HK$312,740/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,523,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,695
−HK$8,844/mo
▼ 0.25% · 3.875%
HK$168,086
−HK$4,453/mo
Today · 4.125%
HK$172,539
baseline
▲ 0.50% · 4.625%
HK$181,634
+HK$9,095/mo
Deposit HK$3.58M · loan HK$32.26M · min. income ≈ HK$345,078/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,523,607 · Scale 2, in force from 26 Feb 2026)