LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,751
−HK$5,126/mo
▼ 0.25% · 3.875%
HK$84,293
−HK$2,584/mo
Today · 4.125%
HK$86,877
baseline
▲ 0.50% · 4.625%
HK$92,163
+HK$5,286/mo
Deposit HK$17.93M · loan HK$17.93M · min. income ≈ HK$173,754/mo (50% DSR)
Upfront cash ≈ HK$19.45M (deposit + AVD stamp duty HK$1,523,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,947
−HK$4,913/mo
▼ 0.25% · 3.875%
HK$93,386
−HK$2,474/mo
Today · 4.125%
HK$95,860
baseline
▲ 0.50% · 4.625%
HK$100,913
+HK$5,053/mo
Deposit HK$17.93M · loan HK$17.93M · min. income ≈ HK$191,720/mo (50% DSR)
Upfront cash ≈ HK$19.45M (deposit + AVD stamp duty HK$1,523,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,101
−HK$6,151/mo
▼ 0.25% · 3.875%
HK$101,152
−HK$3,100/mo
Today · 4.125%
HK$104,252
baseline
▲ 0.50% · 4.625%
HK$110,596
+HK$6,344/mo
Deposit HK$14.34M · loan HK$21.51M · min. income ≈ HK$208,504/mo (50% DSR)
Upfront cash ≈ HK$15.86M (deposit + AVD stamp duty HK$1,523,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,136
−HK$5,896/mo
▼ 0.25% · 3.875%
HK$112,063
−HK$2,969/mo
Today · 4.125%
HK$115,032
baseline
▲ 0.50% · 4.625%
HK$121,096
+HK$6,064/mo
Deposit HK$14.34M · loan HK$21.51M · min. income ≈ HK$230,064/mo (50% DSR)
Upfront cash ≈ HK$15.86M (deposit + AVD stamp duty HK$1,523,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,451
−HK$7,177/mo
▼ 0.25% · 3.875%
HK$118,011
−HK$3,617/mo
Today · 4.125%
HK$121,628
baseline
▲ 0.50% · 4.625%
HK$129,029
+HK$7,401/mo
Deposit HK$10.76M · loan HK$25.10M · min. income ≈ HK$243,256/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$1,523,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,325
−HK$6,879/mo
▼ 0.25% · 3.875%
HK$130,740
−HK$3,464/mo
Today · 4.125%
HK$134,204
baseline
▲ 0.50% · 4.625%
HK$141,278
+HK$7,074/mo
Deposit HK$10.76M · loan HK$25.10M · min. income ≈ HK$268,408/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$1,523,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,151
−HK$9,228/mo
▼ 0.25% · 3.875%
HK$151,728
−HK$4,651/mo
Today · 4.125%
HK$156,379
baseline
▲ 0.50% · 4.625%
HK$165,894
+HK$9,515/mo
Deposit HK$3.59M · loan HK$32.27M · min. income ≈ HK$312,758/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,523,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,704
−HK$8,844/mo
▼ 0.25% · 3.875%
HK$168,094
−HK$4,454/mo
Today · 4.125%
HK$172,548
baseline
▲ 0.50% · 4.625%
HK$181,644
+HK$9,096/mo
Deposit HK$3.59M · loan HK$32.27M · min. income ≈ HK$345,096/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,523,688 · Scale 2, in force from 26 Feb 2026)